EquiLife Limited Pay Universal Life

EquiLife Limited Pay Universal Life is a participating life insurance plan that combines the flexibility of UL with guaranteed cash values typical of a whole life product. Clients have a choice of limited pay periods to meet their needs. The Cost of Insurance (COI) rates are level, guaranteed and apply for the duration of the pay period selected.

A wide variety of investment options to fit your clients' risk tolerance

EquiLife Limited Pay Universal Life offers a wide range of tax-sheltered¹ savings and investment options to fit the needs of the most conservative (Daily Interest Account and Guaranteed Deposit Accounts for 1, 5 and 10 years) to the more aggressive investor (Linked Interest Options: Index Interest Options, Performance Fund Interest Options, Portfolio Interest Options).

The guaranteed minimum interest rates for 5 and 10 year Guaranteed Deposit Accounts (GDAs) offer even more security for those with a lower risk tolerance.

EquiLife...built-in benefits

Disability Disbursement Benefit is automatically included and can help to ease the financial burden during a time of disability. Clients may be eligible to receive a tax-free payout from the Account Value of their policy should they suffer from a physical or mental impairment including Disability, Critical Illness, Loss of Independent Living or Terminal Illness.