Term Riders

Preferred Underwriting available on Term riders

Preferred underwriting is available on Term Riders. Term riders have the same flexible features as stand-alone Term policies, including the ability to exchange T10 to T20 coverage, and flexible full and partial conversion options.

CI Special Offer is here to stay

Did you know that if your clients are 50 or under, and qualify for a preferred risk class on a Term rider or plan, they will automatically be underwritten for EquiLiving CI? If they qualify, they will be offered critical illness insurance in an amount equal to 25% of the face amount of their life insurance coverage PLUS the amount of the term rider, to a maximum of $250,000. This special offer gives your clients an opportunity to qualify for more coverage, more often, and with more time (up to 45 days) to accept the offer and send it in to Head Office for issue. More Details.