Term Insurance: 10 & 20 Year Renewable and Convertible TermEffective: April 2, 2012 - Preferred Term Upsell OfferTerm clients who apply for standard rates but are approved for preferred rates can get more insurance for the same price as a standard policy, with no additional evidence. This offer is so big, it'll have your clients saying "Supersize me!" CI Special Offer is here to stay!Due to popular demand, we have made the CI Special Offer a permanent offering! If your clients are 50 or under, and qualify for a preferred risk class on Term coverage, they will automatically be underwritten for EquiLiving CI. If they qualify, their term approval notice will be accompanied by an offer to purchase Critical Illness insurance in an amount equal to 25% of the face amount of their life insurance coverage PLUS the amount of the Term rider, to a maxmium of $250,000. Making a 10 Year Term last 25 yearsHere's how...A client exchanges a 10 YRCT to a 20 year term at the 5th anniversary 1 of the plan. The 20 year term becomes effective the date of the exchange, providing the client with another 20 years of coverage, with no additional medical evidence required. 1 Or up to age 65, whichever comes first |
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