Guaranteed Interest Account

A Guaranteed Interest Account (GIA) is an ideal account for saving toward a special purchase, creating an emergency fund, a guaranteed holding of your investment portfolio and even guarding against market volatility. Equitable Life's GIAs provides security of principal with a guaranteed rate of return. GIAs are also Tax-Free Savings Account eligible.

Notable Features

• Highly Competitive Interest Rates - compound or simple interest
• No Policy Fees
• Rate Guarantees
• Flexible-access to your investments anytime
• Potential for Creditor Protection
• Estate Planning

Investment Options

Daily Interest Account (DIA) - The DIA is similar to a high-interest savings account and may be ideal for those seeking a stable and secure investment for emergency savings or for those who have not yet defined their goals.

1 to 10 year terms - These are annually compounded interest accounts that can be invested in for as little as $500. You also have the option with this product to have the simple interest earned paid out on monthly or annual basis with a minimum $10,000 investment.

Term Deposit Account (TDAs) - These are simple interest accounts available with RRIF and LIF only. Terms from 11 to 30 years are available and the minimum investment is $5,000.