Registered Retirement Income Fund (RRIF) & Life Income Fund (LIF)

Both the Registered Retirement Income Fund (RRIF) and the Life Income Fund (LIF) from Equitable Life are ideal for providing income solutions during retirement. RRSP assets transferred to a RRIF and pension assets in a LIF continue to grow in a tax sheltered environment while providing you with control over how your assets are invested. The wide investment selection allows you to change your investment mix as your needs change.

Some provinces require that a LIF be converted to a life annuity in the year you turn 80.

Notable Features

• Choice over how much income you receive every year (subject to government minimums and maximums)
• Competitive interest rates
• Flexible income options

Investment Options

• Daily Interest Account
• Guaranteed Interest Accounts
  • Terms ranging from 1 to 10 years
• Term Deposit Accounts (RRIF/LIF only)
  • Terms ranging from 11 to 30 years
• Segregated Funds
  
  

  Money Market

  • Money Market Fund

  Fixed Income

  • Canadian Bond Fund
  • Equitable Life Templeton Global Bond Fund

  Balanced and Asset Allocation

  • Asset Allocation Fund
  • Equitable Life Active Balanced ETF Portfolio
  • Equitable Life Acuity Canadian Balanced Fund
  • Equitable Life Acuity Diversified Income Fund
  • Equitable Life Dynamic Value Balanced Fund
  • Equitable Life Mackenzie Founders Income & Growth Fund
  • Equitable Life Mackenzie Saxon Balanced Fund
  • Equitable Life Trimark Global Balanced Fund
  • Equitable Life Trimark Income Growth Fund

  Domestic Equities

  • Canadian Stock Fund
  • Equitable Life Acuity Pure Canadian Equity Fund
  • Equitable Life Bissett Dividend Income Fund
  • Equitable Life Invesco Canadian Premier Growth Fund
  • Equitable Life MB Canadian Equity Value Fund

  US Equities

  • American Growth Fund
  • Equitable Life Mackenzie Universal U.S. Emerging Growth Fund

  Foreign Equities

  • Equitable Life Dynamic Far East Value Fund
  • Equitable Life Dynamic Power Global Growth Fund
  • Equitable Life Templeton Growth Fund
  • Equitable Life Trimark Europlus Fund
  • Equitable Life Trimark International Companies Fund

  Portfolio Funds

  • Equitable Life Quotential Diversified Income Portfolio
  • Equitable Life Quotential Balanced Income Portfolio
  • Equitable Life Quotential Balanced Growth Portfolio
  • Equitable Life Quotential Growth Portfolio
  • Equitable Life Quotential Global Growth Portfolio
  • Equitable Life Quotential Maximum Growth Portfolio