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Competitive GIA rates and more!
With many bond funds declining in value over the past year, clients are looking for fixed income alternatives to reduce portfolio risk while providing a principal guarantee and an attractive interest rate.

Equitable Life® Guaranteed Interest Account (GIA) investment options are ideal for clients who want to create an emergency fund or save for a special purchase. And we’ve recently increased interest rates to make our GIA options even more competitive!

A few reasons to consider Equitable Life for your GIA business:
- The GIA advantage – a life insurance contract can provide many estate planning benefits.
- Industry-leading compensation – we currently pay 40bps of commission per year of term.¹ Many competitors only offer 20 – 25bps per year of term.²
- Cashable option³ – allows clients to access their money in case of unexpected circumstances. Not many competitors offer this feature.²
- Advisor rate discretion – advisors can forego up to 40bps of commission for an equal increase in interest rate, making our great rates even better.
- Win-Win – our GIAs allow you to give the client a better interest rate while still earning a good commission.
For more information, please contact your Equitable Life Regional Investment Sales Manager.

¹ Equitable Life commission rates as at May 19, 2022.
²Competitive information as at November 20, 2021; Equitable Life does not guarantee the accuracy of competitive information.
³ Withdrawals made prior to the maturity date will be subject to a market value adjustment and may be subject to tax.

® denotes a registered trademark of The Equitable Life Insurance Company of Canada.
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