Pivotal Select Segregated Funds

Pivotal Select™ offers your clients a wide range of segregated fund investment options with growth potential with financial protection. With a variety of asset classes and product features, Pivotal Select segregated funds provide the flexibility needed to build a customized financial plan that will help your clients reach their investment goals.

Maturity and death benefit guarantee options:

  • Investment Class (75/75)
  • Estate Class (75/100)
  • Protection Class (100/100)

Sales charge options:

  • No Load
  • Low Load
  • DSC

Fund Options

  • Access to 34 segregated funds from six distinct Canadian fund managers including: Dynamic Funds, EAMG, Franklin Templeton, Invesco, Mackenzie and MFS
  • Click here for a complete list of our segregated funds

Available registration options:

  • Non-Registered Savings Plan
  • Tax-Free Savings Account (TFSA)
  • Registered Retirement Savings Plan (RRSP)
  • Retirement Income Fund (RIF)
  • Locked-In Retirement Account (LIRA, RLSP, LRSP)
  • Life Income Fund (LIF, PRIF, LRIF, RLIF)

Competitive Advantages:

  • A world of investment opportunity: fund choices that offer a wide range of asset classes, with global investment options available within every guarantee class
  • Powerful resets: annual client-initiated resets to age 80 that lock-in market gains (Estate Class 75/100 and Protection Class 100/100)
  • 100% death benefit guarantee: offers a non-reducing death benefit, where every deposit made to the Estate Class (75/100) and Protection Class (100/100) guarantee options always receives a 100% death benefit guarantee, with deposits accepted to age 85
  • 100% maturity guarantee: every deposit made to the Protection Class (100/100) guarantee option within the first year is fully protected with a 100% maturity guarantee on the 15th policy anniversary
  • Competitive price: offering competitive MERs and some of the lowest guarantee fees amongst our competitors
  • Equitable Client Access: an online client portal that your clients can use to view their policy information and market values, and tools that allow your clients to make updates to their banking details and contact information