Sign In



Forgot Username / Password
EquiNet Support Form
Register Me Now
New to this website?

Register now to help support your clients, manage your business and learn more about the products, services and support from Equitable Life.
Print this Page

Savings & Retirement - Rates & Performance

Segregated Fund Rates of Return & Daily Unit Values

GIA & DIA Rates

Pivotal Select

Print

Net Returns as of Friday, August 30, 2019 Prices Effective Friday, September 20, 2019
Fund Name 1 Month 3 Months 6 Months 1 Year 3 Years 5 Years 10 Years Total Assets (000's) Unit Value Current Unit Value Previous
Money Market
Equitable Life Money Market Fund Select 0.05 % 0.13 % 0.29 % 0.59 % 0.24 % 0.15 %   $20,122 $10.075 $10.075
Fixed Income
Equitable Life Active Canadian Bond Fund Select 1.69 % 2.62 % 6.23 % 6.96 % 1.06 % 1.89 %   $21,787 $11.891 $11.856
Equitable Life Mackenzie Unconstrained Fixed Income Fund Select 0.01 % 0.90 % 2.22 % 2.25 % 1.94 % 0.84 %   $6,147 $11.063 $11.052
Equitable Life Invesco Global Bond Fund Select 1.59 % 3.49 % 4.90 % 9.84 % 2.27 % 1.74 %   $17,350 $11.987 $11.970
Balanced and Asset Allocation
Equitable Life Bissett Monthly Income and Growth Fund Select 0.62 % 2.75 % 4.89 % 4.58 % 3.06 % -2.56 %   $9,164 $9.562 $9.555
Equitable Life Dynamic U.S. Monthly Income Fund Select 0.50 % 4.23 % 7.25 % 4.44 %       $5,472 $10.800 $10.822
Equitable Life Dynamic Value Balanced Fund Select 0.16 % 1.41 % 3.42 % 3.11 % 1.48 % 1.04 %   $7,974 $12.002 $12.003
Equitable Life Mackenzie Canadian Growth Balanced Fund Select 0.52 % 3.79 % 7.77 % 5.56 % 4.69 % 2.53 %   $23,572 $13.234 $13.238
Equitable Life Mackenzie Income Fund Select 0.76 % 2.22 % 5.05 % 5.15 % 2.80 % 2.86 %   $23,069 $12.752 $12.720
Equitable Life Mackenzie Ivy Canadian Balanced Fund Select 0.02 % 2.14 % 5.07 % 3.79 %       $7,037 $10.790 $10.780
Equitable Life Mackenzie Ivy Global Balanced Fund Select -0.47 % 1.87 % 2.35 % 2.52 %       $19,817 $10.454 $10.470
Equitable Life Invesco Diversified Yield Fund Select -1.96 % 0.78 % -3.18 % -7.64 %       $5,737 $9.800 $9.814
Equitable Life Invesco Global Balanced Fund Select -3.04 % -1.33 % -3.02 % -5.60 % 1.17 % 2.44 %   $57,482 $13.102 $13.122
Domestic Equities
Equitable Life Bissett Canadian Equity Fund Select 0.03 % 1.96 % 2.19 % 0.40 % 2.86 % 1.39 %   $16,551 $13.729 $13.718
Equitable Life Bissett Dividend Income Fund Select -0.40 % 1.41 % 2.23 % 1.54 % 3.67 % 1.71 %   $72,653 $13.460 $13.436
Equitable Life Low Volatility Canadian Equity Fund Select 1.02 % 1.81 % 5.39 % 5.91 % 5.16 % 2.52 %   $11,120 $16.065 $16.005
Equitable Life Canadian Stock Fund Select 0.19 % 2.71 % 5.43 % 3.47 % 6.86 % 4.72 %   $21,151 $17.375 $17.358
Equitable Life Dynamic Equity Income Fund Select -0.12 % 2.73 % 5.02 % 4.56 %       $15,927 $11.462 $11.449
Foreign Equities
Equitable Life Dynamic American Fund Select 2.01 % 6.76 % 10.90 % 10.06 % 17.44 % 14.19 %   $84,124 $23.260 $23.421
Equitable Life Dynamic Global Discovery Fund Select -0.50 % 1.69 % 5.20 % 1.13 % 9.97 % 12.01 %   $51,638 $19.608 $19.746
Equitable Life Mackenzie Global Small Cap Growth Fund Select -3.95 % -1.92 % -7.29 % -19.44 % -0.28 % -0.20 %   $8,884 $12.963 $13.013
Equitable Life Invesco Europlus Fund Select -0.08 % 2.71 % 0.34 % -3.16 % 2.70 % 4.91 %   $10,422 $15.033 $15.015
Equitable Life Invesco Global Companies Fund Select -2.36 % 2.48 % 3.33 % -0.57 %       $12,814 $11.213 $11.281
Equitable Life Invesco International Companies Fund Select 0.17 % 3.46 % -0.82 % -1.00 % 4.21 % 7.44 %   $68,276 $17.564 $17.599
Portfolio Funds
Equitable Life Active Balanced Growth Portfolio Select 0.05 % 2.89 % 4.01 % 2.18 % 4.39 % 3.15 %   $23,865 $13.471 $13.472
Equitable Life Active Balanced Income Portfolio Select 0.87 % 2.77 % 4.55 % 4.03 % 2.82 % 2.12 %   $9,246 $12.307 $12.289
Equitable Life Active Balanced Portfolio Select 0.52 % 2.80 % 4.34 % 3.38 % 3.52 % 2.56 %   $24,322 $12.782 $12.771
Equitable Life Invesco Intactive Balanced Growth Portfolio Select -0.43 % 1.79 % 2.42 % 0.28 % 2.19 % 1.13 %   $18,462 $11.883 $11.874
Equitable Life Invesco Intactive Balanced Income Portfolio Select 0.06 % 1.91 % 3.52 % 1.71 % 1.86 % 1.34 %   $7,648 $11.759 $11.738
Equitable Life Quotential Balanced Growth Portfolio Select -0.11 % 1.81 % 2.93 % 0.64 % 2.79 % 2.84 %   $44,135 $13.273 $13.274
Equitable Life Quotential Balanced Income Portfolio Select 0.32 % 1.71 % 3.36 % 2.16 % 2.16 % 2.44 %   $21,141 $12.688 $12.682
Equitable Life Quotential Diversified Equity Portfolio Select -1.00 % 2.50 % 3.25 % -0.85 % 4.70 % 4.50 %   $17,344 $14.620 $14.643
Equitable Life Quotential Diversified Income Portfolio Select 0.70 % 1.72 % 3.89 % 4.00 % 1.62 % 1.76 %   $20,331 $11.764 $11.757
Equitable Life Quotential Growth Portfolio Select -0.53 % 1.86 % 2.41 % -0.97 % 3.27 % 3.26 %   $19,222 $13.790 $13.796

Fund Performance: Returns under 1 year are simple rates of return. All others are annual compound rates of return. All returns are net returns, i.e. they reflect changes in unit values, reinvested distributions, management fees and, where applicable, administration fees. Past performance does not guarantee future results.

ANY AMOUNT THAT IS ALLOCATED TO A SEGREGATED FUND IS INVESTED AT THE RISK OF THE CONTRACTHOLDER AND MAY INCREASE OR DECREASE IN VALUE.


Pivotal Solutions/Pivotal Solutions DSC & Personal Investment Portfolio+

Net Returns as of Friday, August 30, 2019 Prices Effective Friday, September 20, 2019
Fund Name 1 Month 3 Months 6 Months 1 Year 3 Years 5 Years 10 Years Total Assets (000's) Unit Value Current Unit Value Previous
Money Market
Equitable Life Money Market Fund 0.03 % 0.09 % 0.21 % 0.44 % 0.17 % 0.10 % 0.05 % $10,564 $14.005 $14.005
Fixed Income
Equitable Life Active Canadian Bond Fund 1.68 % 2.54 % 6.03 % 6.57 % 0.73 % 1.54 % 2.13 % $19,766 $22.930 $22.863
Equitable Life Invesco Global Bond Fund 1.57 % 3.41 % 4.72 % 9.47 % 1.90 % 1.39 % 2.75 % $12,112 $19.723 $19.695
Balanced and Asset Allocation
Equitable Life Asset Allocation Fund 0.73 % 2.72 % 5.72 % 4.71 % 4.76 % 4.22 % 4.91 % $16,141 $30.673 $30.666
Equitable Life Dynamic Value Balanced Fund 0.13 % 1.33 % 3.26 % 2.84 % 1.18 % 0.71 %   $3,647 $12.007 $12.008
Equitable Life Mackenzie Canadian Growth Balanced Fund 0.48 % 3.70 % 7.59 % 5.23 % 4.40 % 2.24 %   $2,410 $13.334 $13.338
Equitable Life Invesco Diversified Yield Fund -1.99 % 0.67 % -3.42 % -8.09 % -1.26 % -2.48 % 0.67 % $3,741 $10.414 $10.429
Equitable Life Invesco Global Balanced Fund -3.07 % -1.43 % -3.21 % -5.97 % 0.78 % 2.06 % 5.66 % $7,877 $16.568 $16.594
Domestic Equities
Equitable Life Bissett Canadian Equity Fund   1.84 % 1.95 % -0.05 % 2.08 % -0.61 % 0.48 % $6,547 $8.377 $8.370
Equitable Life Bissett Dividend Income Fund -0.42 % 1.36 % 2.11 % 1.29 % 3.43 % 1.47 % 5.91 % $66,875 $21.187 $21.150
Equitable Life Low Volatility Canadian Equity Fund 0.99 % 1.74 % 5.26 % 5.64 % 4.90 % 2.26 % 5.55 % $16,895 $39.704 $39.557
Equitable Life Canadian Stock Fund 0.18 % 2.67 % 5.32 % 3.24 % 6.60 % 4.47 % 5.87 % $32,029 $41.531 $41.489
Equitable Life Invesco Canadian Premier Growth Fund -1.06 % 1.79 % 1.26 % -3.54 % 1.11 % 1.68 % 5.56 % $6,334 $23.778 $23.844
Foreign Equities
Equitable Life American Growth Fund -0.77 % 4.95 % 8.33 % 6.02 % 10.64 % 11.54 % 10.92 % $13,539 $22.940 $23.050
Equitable Life Dynamic Asia Pacific Equity Fund -0.30 % 5.26 % 4.06 % 3.32 % 5.08 % 4.63 % 6.83 % $5,662 $19.339 $19.422
Equitable Life Dynamic Power Global Growth Fund -1.77 % 2.89 % 7.45 % -5.38 % 12.96 % 12.18 % 14.27 % $13,757 $34.007 $34.113
Equitable Life Mackenzie Global Small Cap Growth Fund -3.99 % -2.05 % -7.53 % -19.84 % -0.73 % -0.65 % 7.05 % $4,305 $17.371 $17.437
Equitable Life Templeton Growth Fund -2.70 % -0.16 % -6.21 % -12.46 % 1.90 % 2.50 % 6.24 % $3,862 $14.959 $14.947
Equitable Life Invesco Europlus Fund -0.07 % 2.63 % 0.10 % -3.58 % 2.19 % 4.36 % 7.92 % $4,201 $20.621 $20.596
Equitable Life Invesco International Companies Fund 0.15 % 3.39 % -1.01 % -1.40 % 3.81 % 7.05 % 8.50 % $5,710 $15.943 $15.975
Portfolio Funds
Equitable Life Active Balanced Portfolio 0.51 % 2.79 % 4.33 % 3.35 % 3.44 % 2.44 %   $3,618 $13.493 $13.481
Equitable Life Quotential Balanced Income Portfolio 0.30 % 1.68 % 3.27 % 2.01 % 1.97 % 2.25 % 4.03 % $15,530 $15.509 $15.502
Equitable Life Quotential Balanced Growth Portfolio -0.13 % 1.71 % 2.73 % 0.24 % 2.37 % 2.41 % 4.51 % $49,244 $15.886 $15.886
Equitable Life Quotential Diversified Equity Portfolio -1.05 % 2.38 % 3.03 % -1.29 % 4.27 % 4.05 % 6.05 % $17,556 $16.356 $16.383
Equitable Life Quotential Diversified Income Portfolio 0.69 % 1.70 % 3.85 % 3.91 % 1.53 % 1.67 % 3.73 % $22,886 $15.458 $15.449
Equitable Life Quotential Growth Portfolio -0.57 % 1.76 % 2.20 % -1.33 % 2.88 % 2.84 % 5.08 % $23,458 $16.058 $16.065

Fund Performance: Returns under 1 year are simple rates of return. All others are annual compound rates of return. All returns are net returns, i.e. they reflect changes in unit values, reinvested distributions, management fees and, where applicable, administration fees. Past performance does not guarantee future results.

ANY AMOUNT THAT IS ALLOCATED TO A SEGREGATED FUND IS INVESTED AT THE RISK OF THE CONTRACTHOLDER AND MAY INCREASE OR DECREASE IN VALUE.



Pivotal Solutions II+

Net Returns as of Friday, August 30, 2019 Prices Effective Friday, September 20, 2019
Fund Name 1 Month 3 Months 6 Months 1 Year 3 Years 5 Years 10 Years Total Assets (000's) Unit Value Current Unit Value Previous
Money Market
Money Market 0.03 % 0.09 % 0.21 % 0.44 % 0.17 % 0.10 % 0.05 % $10,564 $14.005 $14.005
Fixed Income
Active Canadian Bond Fund B 1.62 % 2.38 % 5.71 % 5.91 % 0.05 % 0.85 % 1.55 % $783 $21.401 $21.338
Balanced and Asset Allocation
Equitable Life Invesco Diversified Yield Fund B -2.00 % 0.60 % -3.58 % -8.43 % -1.66 % -2.88 % 0.30 % $1,107 $9.927 $9.941
Equitable Life Invesco Global Balanced Fund B -3.09 % -1.50 % -3.38 % -6.33 % 0.37 % 1.67 % 5.34 % $673 $15.928 $15.953
Domestic Equities
Equitable Life Bissett Canadian Equity Fund B -0.03 % 1.76 % 1.79 % -0.39 % 1.68 % -0.95 % 0.10 % $2,029 $7.975 $7.968
Equitable Life Bissett Dividend Income Fund B -0.45 % 1.26 % 1.94 % 1.01 % 3.08 % 1.12 % 5.63 % $2,418 $20.409 $20.374
Equitable Life Low Volatility Canadian Equity Fund B 0.92 % 1.60 % 5.01 % 5.24 % 4.51 % 1.89 % 5.24 % $1,400 $38.136 $37.994
Equitable Life Invesco Canadian Premier Growth Fund B -1.12 % 1.67 % 1.06 % -3.90 % 0.71 % 1.29 % 5.25 % $1,435 $22.862 $22.925
Foreign Equities
American Growth Fund B -0.76 % 4.87 % 8.17 % 5.72 % 10.19 % 11.03 % 10.58 % $1,003 $22.007 $22.113
Equitable Life Dynamic Asia Pacific Equity Fund B -0.34 % 5.19 % 3.89 % 3.01 % 4.72 % 4.28 % 6.54 % $875 $18.629 $18.710
Equitable Life Dynamic Power Global Growth Fund B -1.81 % 2.82 % 7.31 % -5.63 % 12.61 % 11.85 % 14.04 % $4,511 $32.988 $33.090
Equitable Life Mackenzie Global Small Cap Growth Fund B -4.02 % -2.09 % -7.65 % -20.15 % -1.04 % -0.91 % 7.01 % $350 $17.191 $17.258
Equitable Life Templeton Growth Fund B -2.73 % -0.29 % -6.45 % -12.82 % 1.40 % 2.09 % 5.94 % $413 $14.464 $14.452
Equitable Life Invesco Europlus Fund B -0.13 % 2.54 %   -3.77 % 2.08 % 4.25 % 7.87 % $891 $20.432 $20.408
Equitable Life Invesco International Companies Fund B 0.16 % 3.39 % -1.16 % -1.76 % 3.38 % 6.66 % 8.19 % $491 $15.338 $15.370
Portfolio Funds
Equitable Life Quotential Balanced Growth Portfolio B -0.16 % 1.63 % 2.56 % -0.07 % 2.07 % 2.12 % 4.27 % $10,472 $15.381 $15.382
Equitable Life Quotential Balanced Income Portfolio B 0.28 % 1.59 % 3.11 % 1.64 % 1.62 % 1.92 % 3.74 % $2,409 $14.934 $14.928
Equitable Life Quotential Diversified Equity Portfolio B -1.04 % 2.39 % 3.02 % -1.33 % 4.17 % 3.95 % 5.97 % $5,512 $16.152 $16.178
Equitable Life Quotential Diversified Income Portfolio B 0.65 % 1.58 % 3.62 % 3.49 % 1.16 % 1.32 % 3.43 % $1,206 $14.867 $14.858
Equitable Life Quotential Growth Portfolio B -0.58 % 1.71 % 2.07 % -1.59 % 2.63 % 2.58 % 4.87 % $6,670 $15.608 $15.615

Fund Performance: Returns under 1 year are simple rates of return. All others are annual compound rates of return. All returns are net returns, i.e. they reflect changes in unit values, reinvested distributions, management fees and, where applicable, administration fees. Past performance does not guarantee future results.

ANY AMOUNT THAT IS ALLOCATED TO A SEGREGATED FUND IS INVESTED AT THE RISK OF THE CONTRACTHOLDER AND MAY INCREASE OR DECREASE IN VALUE.


Guaranteed Interest Account (GIA)

Rates effective 12:01AM Friday, September 20, 2019
Daily Interest Account 0.050 %
GIA   Band 1 Band 2 Band 3
1 year 1.200 % 1.200 % 1.200 %
2 years 1.550 % 1.550 % 1.550 %
3 years 1.700 % 1.700 % 1.700 %
4 years 1.700 % 1.700 % 1.700 %
5 years 1.850 % 1.850 % 1.850 %
6 years 1.650 % 1.650 % 1.650 %
7 years 1.650 % 1.650 % 1.650 %
8 years 1.650 % 1.650 % 1.650 %
9 years 1.650 % 1.650 % 1.650 %
10 years 1.700 % 1.700 % 1.700 %
15 years * 1.700 % 1.700 % 1.700 %
** Note Simple Interest: The rate for monthly payment of interest is equal to the posted rate less 0.25%
Banding: Band 1: $500-$24,999; Band 2: $25,000-$49,999; Band 3: $50,000+
*for compound interest only

Personal Investment Portfolio (PIP)+

Rates effective 12:01AM Friday, September 20, 2019
Daily Interest Account 0.050 %
GIA   Band 1 Band 2 Band 3
1 year 1.200 % 1.200 % 1.200 %
2 years 1.550 % 1.550 % 1.550 %
3 years 1.700 % 1.700 % 1.700 %
4 years 1.700 % 1.700 % 1.700 %
5 years 1.850 % 1.850 % 1.850 %
6 years 1.650 % 1.650 % 1.650 %
7 years 1.650 % 1.650 % 1.650 %
8 years 1.650 % 1.650 % 1.650 %
9 years 1.650 % 1.650 % 1.650 %
10 years 1.700 % 1.700 % 1.700 %
** Note Band 1: $500-$24,999; Band 2: $25,000-$49,999; Band 3: $50,000+


Retirement Income Fund (RIF), Life Income Fund (LIF), Interest Income Fund (IIF)+

Note: Interest Income Fund (IIF) is no longer available for new sales

Rates effective 8PM Friday, September 20, 2019
Daily Interest Account 0.050 %
GIA   Annual   Compound
  Band 1 Band 2 Band 3   Band 1 Band 2 Band 3
1 year 1.200 % 1.200 % 1.200 % 1 year 1.200 % 1.200 % 1.200 %
2 years 1.550 % 1.550 % 1.550 % 2 years 1.550 % 1.550 % 1.550 %
3 years 1.700 % 1.700 % 1.700 % 3 years 1.700 % 1.700 % 1.700 %
4 years 1.700 % 1.700 % 1.700 % 4 years 1.700 % 1.700 % 1.700 %
5 years 1.850 % 1.850 % 1.850 % 5 years 1.850 % 1.850 % 1.850 %
6 years 1.650 % 1.650 % 1.650 % 6 years 1.650 % 1.650 % 1.650 %
7 years 1.650 % 1.650 % 1.650 % 7 years 1.650 % 1.650 % 1.650 %
8 years 1.650 % 1.650 % 1.650 % 8 years 1.650 % 1.650 % 1.650 %
9 years 1.650 % 1.650 % 1.650 % 9 years 1.650 % 1.650 % 1.650 %
10 years 1.700 % 1.700 % 1.700 % 10 years 1.700 % 1.700 % 1.700 %
TDA
RIF & LIF ONLY (NOTE: Compound Interest Not Available)
  Band 1 Band 2 Band 3
10 years 1.700 % 1.700 % 1.700 %
15 years 1.700 % 1.700 % 1.700 %
** Note Band 1: $500-$24,999; Band 2: $25,000-$49,999; Band 3: $50,000+
The rate for Monthly Payment of Interest = Annual Payment rate less .25%
+Pivotal Solutions/Pivotal Solutions DSC, Personal Investment Portfolio (PIP), Pivotal Solutions II, and Interest Income Fund (IIF) are no longer available for new sales.
Get Adobe Reader NOTE: You will need Adobe Acrobat Reader to view these documents