Sign In



Forgot Username / Password
EquiNet Support Form
Register Me Now
New to this website?

Register now to help support your clients, manage your business and learn more about the products, services and support from Equitable Life.
Print this Page

Savings & Retirement - Rates & Performance

Segregated Fund Rates of Return & Daily Unit Values

GIA & DIA Rates

Pivotal Select

Print

Net Returns as of Sunday, June 30, 2019 Prices Effective Monday, July 22, 2019
Fund Name 1 Month 3 Months 6 Months 1 Year 3 Years 5 Years 10 Years Total Assets (000's) Unit Value Current Unit Value Previous
Money Market
Equitable Life Money Market Fund Select 0.04 % 0.14 % 0.33 % 0.56 % 0.21 % 0.13 %   $19,831 $10.067 $10.067
Fixed Income
Equitable Life Active Canadian Bond Fund Select 0.81 % 2.08 % 5.68 % 4.85 % 0.74 % 1.81 %   $23,899 $11.802 $11.788
Equitable Life Mackenzie Unconstrained Fixed Income Fund Select 0.56 % 1.21 % 5.76 % 2.76 % 2.89 % 0.82 %   $5,874 $11.089 $11.086
Equitable Life Invesco Global Bond Fund Select 1.15 % 2.84 % 0.91 % 4.57 % 1.91 % 1.53 %   $16,598 $11.847 $11.836
Balanced and Asset Allocation
Equitable Life Bissett Monthly Income and Growth Fund Select 1.03 % 1.18 % 7.47 % 4.80 % 3.46 % -2.63 %   $8,862 $9.369 $9.341
Equitable Life Dynamic U.S. Monthly Income Fund Select 2.60 % 2.64 % 9.68 % 6.74 %       $4,800 $10.630 $10.601
Equitable Life Dynamic Value Balanced Fund Select 1.12 % 1.21 % 9.78 % 4.31 % 1.80 % 1.28 %   $8,087 $11.898 $11.879
Equitable Life Mackenzie Canadian Growth Balanced Fund Select 3.00 % 4.53 % 14.37 % 5.95 % 5.60 % 2.91 %   $21,295 $13.224 $13.225
Equitable Life Mackenzie Income Fund Select 1.29 % 2.01 % 8.04 % 4.47 % 3.15 % 2.96 %   $21,034 $12.624 $12.604
Equitable Life Mackenzie Ivy Canadian Balanced Fund Select 1.46 % 1.96 % 10.95 % 4.26 %       $6,607 $10.554 $10.551
Equitable Life Mackenzie Ivy Global Balanced Fund Select 2.28 % 0.65 % 5.86 % 5.56 %       $18,781 $10.336 $10.332
Equitable Life Invesco Diversified Yield Fund Select 1.63 % -1.62 % 6.89 % -5.98 %       $5,918 $9.535 $9.504
Equitable Life Invesco Global Balanced Fund Select 1.09 % -0.57 % 4.08 % -3.23 % 4.22 % 3.11 %   $60,053 $13.116 $13.098
Domestic Equities
Equitable Life Bissett Canadian Equity Fund Select 0.90 % 0.81 % 12.33 % 0.28 % 4.37 % 1.87 %   $16,264 $13.222 $13.203
Equitable Life Bissett Dividend Income Fund Select 0.98 % 0.22 % 10.07 % 2.95 % 4.74 % 2.27 %   $72,736 $13.082 $13.046
Equitable Life Low Volatility Canadian Equity Fund Select 1.15 % 2.72 % 16.08 % 5.54 % 6.18 % 2.91 %   $11,083 $15.661 $15.637
Equitable Life Canadian Stock Fund Select 2.11 % 3.48 % 15.18 % 4.01 % 8.13 % 5.18 %   $19,437 $17.021 $16.976
Equitable Life Dynamic Equity Income Fund Select 2.61 % 3.26 % 14.00 % 8.43 %       $15,148 $11.262 $11.237
Foreign Equities
Equitable Life Dynamic American Fund Select 2.48 % 1.88 % 16.73 % 15.92 % 16.57 % 13.72 %   $75,207 $23.206 $23.064
Equitable Life Dynamic Global Discovery Fund Select 1.94 % 2.38 % 13.69 % 8.46 % 10.72 % 12.14 %   $47,307 $19.963 $19.816
Equitable Life Mackenzie Global Small Cap Growth Fund Select 2.02 % -2.84 % 4.92 % -15.44 % 2.79 % 0.97 %   $9,365 $13.070 $13.021
Equitable Life Invesco Europlus Fund Select 1.43 % -2.78 % 7.77 % -5.36 % 3.25 % 4.18 %   $10,539 $14.542 $14.435
Equitable Life Invesco Global Companies Fund Select 3.49 % 0.67 % 13.26 % 3.65 %       $12,273 $11.138 $11.054
Equitable Life Invesco International Companies Fund Select 2.73 % -3.52 % 13.24 % -3.67 % 5.93 % 8.08 %   $66,382 $17.086 $16.933
Portfolio Funds
Equitable Life Active Balanced Growth Portfolio Select 2.42 % 1.71 % 10.50 % 3.65 % 4.99 % 3.48 %   $22,909 $13.320 $13.292
Equitable Life Active Balanced Income Portfolio Select 1.69 % 1.78 % 9.10 % 3.72 % 2.90 % 2.24 %   $8,974 $12.162 $12.140
Equitable Life Active Balanced Portfolio Select 2.01 % 1.76 % 9.28 % 3.78 % 3.81 % 2.76 %   $23,901 $12.646 $12.622
Equitable Life Invesco Intactive Balanced Growth Portfolio Select 2.17 % 0.79 % 9.08 % 0.69 % 3.37 % 1.58 %   $18,885 $11.753 $11.739
Equitable Life Invesco Intactive Balanced Income Portfolio Select 1.74 % 1.20 % 8.10 % 1.45 % 2.68 % 1.67 %   $7,987 $11.642 $11.627
Equitable Life Quotential Balanced Growth Portfolio Select 1.66 % 1.30 % 8.05 % 1.30 % 3.88 % 3.15 %   $45,112 $13.189 $13.155
Equitable Life Quotential Balanced Income Portfolio Select 1.23 % 1.44 % 6.88 % 2.00 % 2.95 % 2.64 %   $21,584 $12.630 $12.602
Equitable Life Quotential Diversified Equity Portfolio Select 2.67 % 0.97 % 11.08 % 0.64 % 6.61 % 4.87 %   $17,757 $14.564 $14.504
Equitable Life Quotential Diversified Income Portfolio Select 0.93 % 1.67 % 6.14 % 3.25 % 1.98 % 1.84 %   $19,767 $11.742 $11.719
Equitable Life Quotential Growth Portfolio Select 2.03 % 1.11 % 9.27 % 0.35 % 4.70 % 3.63 %   $19,472 $13.679 $13.638

Fund Performance: Returns under 1 year are simple rates of return. All others are annual compound rates of return. All returns are net returns, i.e. they reflect changes in unit values, reinvested distributions, management fees and, where applicable, administration fees. Past performance does not guarantee future results.

ANY AMOUNT THAT IS ALLOCATED TO A SEGREGATED FUND IS INVESTED AT THE RISK OF THE CONTRACTHOLDER AND MAY INCREASE OR DECREASE IN VALUE.


Pivotal Solutions/Pivotal Solutions DSC & Personal Investment Portfolio+

Net Returns as of Sunday, June 30, 2019 Prices Effective Monday, July 22, 2019
Fund Name 1 Month 3 Months 6 Months 1 Year 3 Years 5 Years 10 Years Total Assets (000's) Unit Value Current Unit Value Previous
Money Market
Equitable Life Money Market Fund 0.03 % 0.11 % 0.25 % 0.42 % 0.15 % 0.09 % 0.04 % $10,349 $13.997 $13.997
Fixed Income
Equitable Life Active Canadian Bond Fund 0.78 % 1.99 % 5.48 % 4.47 % 0.40 % 1.47 % 2.13 % $19,475 $22.773 $22.746
Equitable Life Invesco Global Bond Fund 1.13 % 2.75 % 0.75 % 4.22 % 1.55 % 1.19 % 2.37 % $11,983 $19.502 $19.484
Balanced and Asset Allocation
Equitable Life Asset Allocation Fund 1.69 % 2.71 % 10.75 % 4.46 % 5.45 % 4.42 % 5.20 % $16,323 $30.311 $30.228
Equitable Life Dynamic Value Balanced Fund 1.09 % 1.13 % 9.62 % 4.03 % 1.50 % 0.95 %   $3,679 $11.910 $11.891
Equitable Life Mackenzie Canadian Growth Balanced Fund 2.97 % 4.46 % 14.23 % 5.62 % 5.31 % 2.61 %   $2,312 $13.331 $13.332
Equitable Life Invesco Diversified Yield Fund 1.60 % -1.75 % 6.64 % -6.44 % -0.08 % -2.00 % 1.11 % $3,895 $10.139 $10.106
Equitable Life Invesco Global Balanced Fund 1.06 % -0.67 % 3.89 % -3.60 % 3.83 % 2.74 % 6.26 % $8,498 $16.599 $16.576
Domestic Equities
Equitable Life Bissett Canadian Equity Fund 0.87 % 0.70 % 12.11 % -0.16 % 3.89 % -0.12 % 0.71 % $7,036 $8.072 $8.060
Equitable Life Bissett Dividend Income Fund 0.97 % 0.16 % 9.94 % 2.72 % 4.49 % 2.03 % 6.34 % $69,445 $20.600 $20.544
Equitable Life Low Volatility Canadian Equity Fund 1.13 % 2.66 % 15.94 % 5.28 % 5.92 % 2.67 % 6.06 % $17,040 $38.707 $38.650
Equitable Life Canadian Stock Fund 2.09 % 3.43 % 15.06 % 3.76 % 7.88 % 4.93 % 6.34 % $32,336 $40.696 $40.589
Equitable Life Invesco Canadian Premier Growth Fund 2.43 % 0.20 % 11.44 % -3.46 % 3.17 % 2.02 % 5.93 % $6,870 $23.335 $23.292
Foreign Equities
Equitable Life American Growth Fund 2.90 % 2.49 % 14.20 % 9.19 % 11.75 % 11.68 % 11.16 % $13,374 $22.663 $22.484
Equitable Life Dynamic Asia Pacific Equity Fund 4.65 % -2.19 % 11.92 % -2.12 % 7.50 % 5.84 % 7.18 % $5,979 $19.024 $18.933
Equitable Life Dynamic Power Global Growth Fund 1.77 % 2.05 % 23.79 % -5.29 % 15.16 % 13.29 % 14.00 % $14,623 $36.851 $36.356
Equitable Life Mackenzie Global Small Cap Growth Fund 1.98 % -2.95 % 4.66 % -15.86 % 2.32 % 0.52 % 7.73 % $4,781 $17.513 $17.448
Equitable Life Templeton Growth Fund 3.37 % -3.28 % 1.64 % -8.07 % 5.85 % 3.47 % 7.23 % $4,157 $14.662 $14.643
Equitable Life Invesco Europlus Fund 1.38 % -2.92 % 7.48 % -5.84 % 2.72 % 3.61 % 8.22 % $4,369 $19.950 $19.804
Equitable Life Invesco International Companies Fund 2.70 % -3.62 % 13.10 % -4.06 % 5.51 % 7.68 % 9.17 % $5,827 $15.517 $15.379
Portfolio Funds
Equitable Life Active Balanced Portfolio 2.00 % 1.76 % 9.27 % 3.75 % 3.73 % 2.67 %   $3,539 $13.350 $13.324
Equitable Life Quotential Balanced Income Portfolio 1.22 % 1.40 % 6.81 % 1.84 % 2.76 % 2.44 % 4.41 % $17,327 $15.443 $15.409
Equitable Life Quotential Balanced Growth Portfolio 1.62 % 1.20 % 7.84 % 0.89 % 3.46 % 2.71 % 4.98 % $51,224 $15.795 $15.754
Equitable Life Quotential Diversified Equity Portfolio 2.64 % 0.87 % 10.87 % 0.23 % 6.18 % 4.42 % 6.69 % $18,121 $16.309 $16.242
Equitable Life Quotential Diversified Income Portfolio 0.93 % 1.65 % 6.11 % 3.17 % 1.89 % 1.75 % 4.04 % $23,133 $15.432 $15.402
Equitable Life Quotential Growth Portfolio 2.01 % 1.01 % 9.06 % -0.02 % 4.32 % 3.21 % 5.66 % $24,829 $15.940 $15.893

Fund Performance: Returns under 1 year are simple rates of return. All others are annual compound rates of return. All returns are net returns, i.e. they reflect changes in unit values, reinvested distributions, management fees and, where applicable, administration fees. Past performance does not guarantee future results.

ANY AMOUNT THAT IS ALLOCATED TO A SEGREGATED FUND IS INVESTED AT THE RISK OF THE CONTRACTHOLDER AND MAY INCREASE OR DECREASE IN VALUE.



Pivotal Solutions II+

Net Returns as of Sunday, June 30, 2019 Prices Effective Monday, July 22, 2019
Fund Name 1 Month 3 Months 6 Months 1 Year 3 Years 5 Years 10 Years Total Assets (000's) Unit Value Current Unit Value Previous
Money Market
Money Market 0.03 % 0.11 % 0.25 % 0.42 % 0.15 % 0.09 % 0.04 % $10,349 $13.997 $13.997
Fixed Income
Active Canadian Bond Fund B 0.75 % 1.87 % 5.17 % 3.82 % -0.27 % 0.78 % 1.56 % $714 $21.277 $21.253
Balanced and Asset Allocation
Equitable Life Invesco Diversified Yield Fund B 1.57 % -1.84 % 6.44 % -6.82 % -0.50 % -2.41 % 0.73 % $1,147 $9.669 $9.638
Equitable Life Invesco Global Balanced Fund B 1.04 % -0.76 % 3.70 % -3.99 % 3.40 % 2.34 % 5.94 % $707 $15.967 $15.944
Domestic Equities
Equitable Life Bissett Canadian Equity Fund B 0.82 % 0.60 % 11.90 % -0.52 % 3.49 % -0.46 % 0.32 % $2,162 $7.689 $7.678
Equitable Life Bissett Dividend Income Fund B 0.95 % 0.08 % 9.78 % 2.43 % 4.15 % 1.68 % 6.06 % $2,460 $19.854 $19.801
Equitable Life Low Volatility Canadian Equity Fund B 1.09 % 2.54 % 15.74 % 4.92 % 5.54 % 2.30 % 5.74 % $1,494 $37.215 $37.160
Equitable Life Invesco Canadian Premier Growth Fund B 2.41 % 0.10 % 11.26 % -3.78 % 2.78 % 1.63 % 5.62 % $1,488 $22.455 $22.414
Foreign Equities
American Growth Fund B 2.87 % 2.41 % 13.97 % 8.85 % 11.29 % 11.17 % 10.82 % $1,042 $21.748 $21.577
Equitable Life Dynamic Asia Pacific Equity Fund B 4.68 % -2.22 % 11.80 % -2.36 % 7.13 % 5.49 % 6.90 % $901 $18.338 $18.252
Equitable Life Dynamic Power Global Growth Fund B 1.74 % 1.99 % 23.67 % -5.57 % 14.80 % 12.95 % 13.76 % $4,666 $35.755 $35.277
Equitable Life Mackenzie Global Small Cap Growth Fund B 1.98 % -3.00 % 4.53 % -16.18 % 2.01 % 0.26 % 7.70 % $367 $17.355 $17.291
Equitable Life Templeton Growth Fund B 3.35 % -3.35 % 1.43 % -8.42 % 5.36 % 3.06 % 6.94 % $449 $14.187 $14.169
Equitable Life Invesco Europlus Fund B 1.37 % -2.94 % 7.41 % -5.94 % 2.64 % 3.51 % 8.18 % $886 $19.788 $19.643
Equitable Life Invesco International Companies Fund B 2.73 % -3.65 % 12.85 % -4.45 % 5.07 % 7.29 % 8.86 % $498 $14.933 $14.800
Portfolio Funds
Equitable Life Quotential Balanced Growth Portfolio B 1.60 % 1.12 % 7.68 % 0.60 % 3.16 % 2.42 % 4.74 % $11,032 $15.301 $15.262
Equitable Life Quotential Balanced Income Portfolio B 1.19 % 1.31 % 6.63 % 1.48 % 2.40 % 2.12 % 4.12 % $2,491 $14.877 $14.845
Equitable Life Quotential Diversified Equity Portfolio B 2.66 % 0.87 % 10.85 % 0.18 % 6.08 % 4.33 % 6.62 % $5,652 $16.107 $16.041
Equitable Life Quotential Diversified Income Portfolio B 0.90 % 1.55 % 5.91 % 2.78 % 1.53 % 1.41 % 3.74 % $1,273 $14.851 $14.823
Equitable Life Quotential Growth Portfolio B 1.99 % 0.95 % 8.92 % -0.28 % 4.06 % 2.96 % 5.44 % $6,887 $15.499 $15.454

Fund Performance: Returns under 1 year are simple rates of return. All others are annual compound rates of return. All returns are net returns, i.e. they reflect changes in unit values, reinvested distributions, management fees and, where applicable, administration fees. Past performance does not guarantee future results.

ANY AMOUNT THAT IS ALLOCATED TO A SEGREGATED FUND IS INVESTED AT THE RISK OF THE CONTRACTHOLDER AND MAY INCREASE OR DECREASE IN VALUE.


Guaranteed Interest Account (GIA)

Rates effective 12:01AM Tuesday, July 23, 2019
Daily Interest Account 0.050 %
GIA   Band 1 Band 2 Band 3
1 year 1.350 % 1.350 % 1.350 %
2 years 1.650 % 1.650 % 1.650 %
3 years 1.650 % 1.650 % 1.650 %
4 years 1.750 % 1.750 % 1.750 %
5 years 1.900 % 1.900 % 1.900 %
6 years 1.800 % 1.800 % 1.800 %
7 years 1.800 % 1.800 % 1.800 %
8 years 1.800 % 1.800 % 1.800 %
9 years 1.800 % 1.800 % 1.800 %
10 years 1.850 % 1.850 % 1.850 %
15 years * 1.850 % 1.850 % 1.850 %
** Note Simple Interest: The rate for monthly payment of interest is equal to the posted rate less 0.25%
Banding: Band 1: $500-$24,999; Band 2: $25,000-$49,999; Band 3: $50,000+
*for compound interest only

Personal Investment Portfolio (PIP)+

Rates effective 12:01AM Tuesday, July 23, 2019
Daily Interest Account 0.050 %
GIA   Band 1 Band 2 Band 3
1 year 1.350 % 1.350 % 1.350 %
2 years 1.650 % 1.650 % 1.650 %
3 years 1.650 % 1.650 % 1.650 %
4 years 1.750 % 1.750 % 1.750 %
5 years 1.900 % 1.900 % 1.900 %
6 years 1.800 % 1.800 % 1.800 %
7 years 1.800 % 1.800 % 1.800 %
8 years 1.800 % 1.800 % 1.800 %
9 years 1.800 % 1.800 % 1.800 %
10 years 1.850 % 1.850 % 1.850 %
** Note Band 1: $500-$24,999; Band 2: $25,000-$49,999; Band 3: $50,000+


Retirement Income Fund (RIF), Life Income Fund (LIF), Interest Income Fund (IIF)+

Note: Interest Income Fund (IIF) is no longer available for new sales

Rates effective 8PM Tuesday, July 23, 2019
Daily Interest Account 0.050 %
GIA   Annual   Compound
  Band 1 Band 2 Band 3   Band 1 Band 2 Band 3
1 year 1.350 % 1.350 % 1.350 % 1 year 1.350 % 1.350 % 1.350 %
2 years 1.650 % 1.650 % 1.650 % 2 years 1.650 % 1.650 % 1.650 %
3 years 1.650 % 1.650 % 1.650 % 3 years 1.650 % 1.650 % 1.650 %
4 years 1.750 % 1.750 % 1.750 % 4 years 1.750 % 1.750 % 1.750 %
5 years 1.900 % 1.900 % 1.900 % 5 years 1.900 % 1.900 % 1.900 %
6 years 1.800 % 1.800 % 1.800 % 6 years 1.800 % 1.800 % 1.800 %
7 years 1.800 % 1.800 % 1.800 % 7 years 1.800 % 1.800 % 1.800 %
8 years 1.800 % 1.800 % 1.800 % 8 years 1.800 % 1.800 % 1.800 %
9 years 1.800 % 1.800 % 1.800 % 9 years 1.800 % 1.800 % 1.800 %
10 years 1.850 % 1.850 % 1.850 % 10 years 1.850 % 1.850 % 1.850 %
TDA
RIF & LIF ONLY (NOTE: Compound Interest Not Available)
  Band 1 Band 2 Band 3
10 years 1.850 % 1.850 % 1.850 %
15 years 1.850 % 1.850 % 1.850 %
** Note Band 1: $500-$24,999; Band 2: $25,000-$49,999; Band 3: $50,000+
The rate for Monthly Payment of Interest = Annual Payment rate less .25%
+Pivotal Solutions/Pivotal Solutions DSC, Personal Investment Portfolio (PIP), Pivotal Solutions II, and Interest Income Fund (IIF) are no longer available for new sales.
Get Adobe Reader NOTE: You will need Adobe Acrobat Reader to view these documents