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Preferred Term Upsell is back and better than ever!

Term clients who apply for standard smoker or non-smoker rates with a face amount of $250,000 to $2,000,000 and are approved for preferred rates can choose to receive more insurance for the same premium as a standard policy, with no additional evidence.

Same great offer...new simplified process. Now you can select this option right on the application. It's easier than ever for your clients to "supersize" their life insurance policy.

  • Application form 350 (2013 Version) has been updated to include this option. Simply tick the box in Section 9 that reads "If approved at Preferred Term Class, increase the face amount to maintain agreed upon premium."
  • If you are using the 2012 version of the application form, or the Short Form Application form 351 (2010 Version), write the following under Special Instructions: "If approved at Preferred Term Class, increase the face amount to maintain the agreed upon premium."

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Questions? Contact your Equitable Life Regional Service Representative.