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Introducing Pivotal Selectâ„¢ Protection Class (100/100) (français)

Equitable Life is proud to introduce Protection Class; the newest guarantee class available within Pivotal Select.

Pivotal Select now includes three guarantee classes: Investment Class (75/75), Estate Class (75/100), and Protection Class (100/100). Protection Class targets investors who are seeking enhanced potential for growth beyond traditional fixed-income style investments with the maximum protection available within a segregated fund contract. Protection Class completes the suite of guarantee options available within the Pivotal Select contract by offering three different and distinct guarantee levels in order to meet the needs of virtually any investor.

Protection Class is available October 1, 2015 and offers:

  • 100% Maturity Benefit Guarantee 
  • Non-reducing 100% Death Benefit Guarantee
  • The same great 28 funds available within Investment Class and Estate Class
  • Assignment of Policyholder Authorization now directly included and able to be elected on application
  • The option of automatic annual Pre-Authorized Debit increases (dollar amount or percentage)

For full details on all of the guarantee classes available within Pivotal Select, please visit our products page on EquiNet.

Information on regulatory documents required for sale

Form # New Form Date Description
1403 (2015/10/01) Pivotal Select Contract and Information Folder
1366 (2015/10/01) Pivotal Select Fund Facts
1384 (2015/10/01) Pivotal Select Segregated Funds Application
1383 (2015/10/01) Pivotal Select Segregated Funds TFSA Application

All regulatory documents are now available for order and online. Applications are available online in fillable format. 

Please note existing stock of Pivotal Select applications may be used for Investment Class (75/75) or Estate Class (75/100) sales only until December 1, 2015, after which the (2015/10/01) version must be used.