Preferred life insurance solutions - corporations | EquiNet Equitable Life's advisor site

A business owner’s net worth is tied up in their company. That creates some unique challenges for them:

How do they get their shares out of the corporation and into the hands of their heirs as tax-efficiently as possible?
How can they structure the corporate investments to minimize tax?
How do they access the value of their business to supplement their retirement?

Equitable has the solutions to help your corporate clients meet these goals.

Corporate Preferred Estate Transfer

By redirecting some of their after-tax surplus from business income into a corporately-owned life insurance policy rather than taxable investments, corporate clients can reduce the fair market value of the corporation thereby reducing capital gains tax and increase the value of their estate.

Corporate Preferred Retirement Solution

This concept is an extension of the Corporate Preferred Estate Transfer.

Either the shareholder or the corporation may be able to access the cash surrender value by applying for a bank loan using the corporately-owned life insurance policy as collateral.

Life policy collateral loans. Find out more.

Advisor Guide

Marketing Materials

Interested in ordering marketing materials? Complete our Life & Health supply order form

This table includes downloadable marketing materials saved in PDF format. Each row is a different product and may contain versions of the brochure in alternate languages.
Form Number	Marketing Material Name	Available Languages	Product
1562	Corporate Preferred Estate Transfer (generic flyer) File Provides a generic overview of the Corporate Preferred Estate Transfer concept without a specific reference to Equimax participating whole life or Equation Generation IV universal life.	FR	Sales Strategies
1570	Corporate Preferred Estate Transfer using Equimax File Are your clients looking for the most tax-efficient way to get the value of their shares out of their company and into the hands of their estate? Choose the Corporate Preferred Estate Transfer.	FR	Sales Strategies
1688	Corporate Preferred Estate Transfer using universal life File The Corporate Preferred Estate Transfer is the most tax-efficient way for clients to get the value of their shares out of their company and into the hands of their estate.	FR	Critical illness Insurance Sales Strategies
2011	Corporate Preferred Estate Transfer® using whole life File If clients are looking for the most tax-efficient way to get the value of their shares out of their company and into the hands of their estate, consider the Corporate Preferred Estate Transfer using a participating whole life insurance policy.	FR	Participating Whole Life Sales Strategies
N/A	Thinking through the decision to purchase JLTD policies File	FR	Participating Whole Life
N/A	Tips for illustrating concepts using WL CORPORATE (Preferred Retirement Solutions using Equimax) File	FR	Participating Whole Life
1816	Corporate Preferred Retirement Solution (corporate borrowing) (generic flyer) File Provides a generic overview of the Corporate Preferred Retirement Solution concept without a specific reference to Equimax participating whole life or Equation Generation IV universal life.	FR	Sales Strategies
1815	Corporate Preferred Retirement Solution (corporate borrowing) Checklist File Review this checklist with your clients to ensure they understand the Corporate Preferred Retirement Solution (corporate borrowing) and how it can impact them and their business.	FR	Sales Strategies
1840	Corporate Preferred Retirement Solution (corporate borrowing) using Equimax File Corporate Preferred Retirement Solution (corporate borrowing) using Equimax whole life insurance.	FR	Participating Whole Life
1563	Corporate Preferred Retirement Solution (shareholder borrowing) (generic flyer) File Provides a generic overview of the Corporate Preferred Retirement Solution concept without a specific reference to Equimax participating whole life or Equation Generation IV universal life.	FR	Participating Whole Life Universal Life
1556	Corporate Preferred Retirement Solution (shareholder borrowing) Checklist File Review this checklist with your clients to ensure they understand the Corporate Preferred Retirement Solution (shareholder borrowing) and how it can impact them and their business.	FR	Participating Whole Life Universal Life
1571	Corporate Preferred Retirement Solution (shareholder borrowing) using Equimax File Corporate Preferred Retirement Solution (shareholder borrowing) using Equimax whole life insurance.	FR	Participating Whole Life
1569	Tax and estate planners' guide to corporate life insurance File This guide is a support piece for tax and estate planners who want a high-level review of two unique planning opportunities using corporately-owned life insurance to help meet estate & retirement needs.	FR	Sales Strategies