Large case markets

We’re committed to large case clients

As a mutual, we provide financial security differently by focusing exclusively on our clients.	We have a dedicated large case team and process to help ensure an excellent advisor experience.
We have an excellent participating account rate of return	For participating insurance products, our internal retention is up to $25 million maximum net amount at risk (NAAR) per life insured. For non-participating insurance products, our internal retention is up to $10 million maximum NAAR per life insured. A combined total of up to $25 million maximum NAAR of par and non-par coverage applies per life insured*.
Equimax^®, our participating whole life product line, is very competitive and recently underwent an exciting update.	Our dedicated field team of tax and estate planning and advanced case consultants are here to assist you.
All numbers quoted above are as of Q4 2025 *Retention and capacity may be reduced for existing in-force coverage, special risks, substandard risks, juvenile lives, or older age lives. Limits may change at any time without advance notice.

Our large case experts

Chris Thompson, CFP, CLU, CH.F.C., CHS Advanced Case Consultant Western Region Read bio	Matt Austin, B.Math, CFP, CLU Advanced Case Consultant Ontario and Atlantic Read bio	Carlo Di Girolamo Advanced Case Consultant Quebec Read Bio

Bryan McNulty, LL.B., B.B.A., T.E.P.
Head of Tax and Estate Planning
Read bio
Watch his Ask our Experts episode

Cindy Shirley
Vice President, Chief Underwriter & Claims
Read Bio
Watch her Ask our Experts episode

Kevin Till
AVP, Individual Pricing and Reinsurance
Read Bio
Watch his Ask our Experts episode

Contact your local wholesaler for more information

As part of Equitable’s strategic focus, we are actively investing in growing our large case market share. It is our goal to provide you with the tools and resources you need so that, together, we can continue to grow our success in the large case market.

Equitable offers full support to help you work on large cases and successfully implement solutions. We believe large insurance cases require special handling by experts who understand the complexities of these situations. That’s why we are here to support your large insurance cases—with an expected annual premium of $25,000 or more—with extra care, from start to finish

Video	Name	Date	Available languages
	Ask our experts: Cindy Shirley	2025/05/05	FR \| CH
	Ask our experts: Kevin Till	2025/07/07	FR \| CH
	Ask our experts: Mark Warywoda	2025/09/22	FR \| CH
	Ask our experts: Bryan McNulty	2025/10/20	FR \| CH
	Straight Talk: Real answers to big questions - Mark Arruda	2026/03/30	FR \| CH
	Straight Talk: Real answers to big questions - Mark Warywoda	2026/04/27	FR \| CH

Resources

Cover	Name	Available languages
	Large case concepts and strategies	FR
	Life Insurance as an Asset Class - the mutuality edition	CH \| FR
	Thinking through the decision to purchase JLTD policies	FR
	Three steps to packaging large cases for success	FR

We’re committed to large case clients

As a mutual, we provide financial security differently by focusing exclusively on our clients.

We have a dedicated large case team and process to help ensure an excellent advisor experience.

We have an excellent participating account rate of return

Equimax®, our participating whole life product line, is very competitive and recently underwent an exciting update.

Our dedicated field team of tax and estate planning and advanced case consultants are here to assist you.

Contact your local wholesaler for more information

Equimax^®, our participating whole life product line, is very competitive and recently underwent an exciting update.