As the holiday season draws near, we want to express our heartfelt gratitude for your trust and partnership with Equitable. Your dedication and commitment truly make a difference. Thank you for choosing Equitable for your insurance and wealth solutions and for your continued support throughout the year. Wishing you and your loved ones a joyful holiday season and a successful year ahead!   Client Care Centre holiday hours Wednesday December 24, 2025 - 8:30 a.m. – 3:00 p.m. ET Thursday December 25, 2025 – CLOSED Friday December 26, 2025 – CLOSED December 29, 30 and 31, 2025 - 8:30 a.m. – 7:30 p.m. ET Thursday January 1, 2026 - CLOSED       Individual Wealth All transaction requests to be handled same business day must be submitted in good order by: • December 24, 2025, 11:00 a.m. ET • December 31, 2025, 11:00 a.m. ET FHSA applications must be submitted, in good order by December 31, 2025 at 11:59 p.m. ET to be considered opened in 2025 FHSA deposits to be considered for the 2025 tax year must be: • Submitted to head office in good order by 11:00 a.m. ET on December 31, 2025 RRSP deposits to be considered for the 2025 tax year must be: • Dated March 2, 2026, or before • Must be submitted to Head Office in good order by March 6, 2026, by 4:00 p.m. ET RRSP applications to be considered for 2025 contribution year must be submitted in good order by: • March 2, 2026, 11:59 p.m. ET RRSP B2B Loans: • RRSP loan deposits must be received by March 13, 2026, by 4:00 p.m. ET Note: Transactions submitted after these dates will not receive a 2025 contribution receipt If applications or files come in after the posted cut-off dates, we’ll do our very best to help and aim to settle the policy by year-end. Although we can’t promise the timeline, we’ll work together to make it happen wherever possible.   Thank you for your business and support. We look forward to working together to make this a great year end! Please note that all requirements must be received in Head Office by the above dates to guarantee settlement for year end. Looking for Individual Insurance holiday hours? Please click here.