Month Year  Paper Applications Deadline: 
Paper Applications uploaded via EZUpload, dropped off or sent by courier to Head Office in Waterloo, Ontario
Life Provider Electronic Applications Cut off Date: EZcomplete Cut Off Date For All Settle Requirements to be Received Notes
January 2025 Friday, January 31 - 12:00pm EST Friday, January 31 - 8:00pm ET Tuesday, February 4 App written and received within January with January writing date to count for January Month End
February 2025 Friday, February 28 - 12:00pm ET Friday, February 28 - 8:00pm ET Tuesday, March 4 App written and received within February with February writing date to count for February Month End
March 2025 Monday, March 31 - 12:00pm ET Monday, March 31 - 8:00pm ET Tuesday, April 1 App written and received within March with March writing date to count for March Month End
April 2025 Wednesday, April 30 - 12:00pm ET Wednesday, April 30 - 8:00pm ET Thursday, May 1 App written and received within April with April writing date to count for April Month End
May 2025 Friday, May 30 - 12:00pm ET Saturday, May 31 - 8:00pm ET Tuesday, June 3 App written and received within May with May writing date to count for May Month End
June 2025 Monday, June 30 - 12:00pm ET Monday, June 30 - 8:00pm ET Thursday, July 3 App written and received within June with June writing date to count for June Month End
July 2025 Thursday, July 31 - 12:00pm ET Thursday, July 31 - 8:00pm ET Tuesday, August 5 App written and received within July with July writing date to count for July Month End
August 2025 Friday, August 29 - 12:00pm ET Sunday, August 31 - 8:00pm ET Wednesday, September 3 App written and received within August with August writing date to count for August Month End
September 2025 Tuesday, September 30 - 12:00pm ET Tuesday, September 30 - 8:00pm ET Thursday, October 2 App written and received within September with September writing date to count for September Month End
October 2025 Friday, October 31 - 12:00pm ET Friday, October 31 - 8:00pm ET Tuesday, November 4 App written and received within October with October writing date to count for October Month End
November 2025 Friday, November 28 - 12:00pm ET  Sunday, November 30 - 8:00pm ET Tuesday, December 2 App written and received within November with November writing date to count for November Month End
December 2025 Wdnesday, December 31 - 12:00pm ET Wednesday, December 31 - 8:00pm ET Monday, January 5 App written and received within December with December writing date to count for December Month End

* Please Note
All applications submitted within the specified dates & times MUST be in Good Order for points/commissions to be credited to a respective month.
Commission records must have a corresponding writing date to be included for the appropriate month end.
It is the individual provider's responsibility to communicate to the field what the Electronic App Cut Off time is each month end.
Only those commissions received on the "Last Date to Report Month End" will be included in the month end cycle.

Requirements On Applications With Split Sales Are As Follows:

  • A completed Agent Report within a Life application MUST indicate both writing agents.
  • Both Agents must sign all applications AND both Agent Codes must be listed on the agent report and/or application.
  • Do not indicate a second writing agent, if that agent has not yet received their license and/or is not contracted.