Dividend scale stability – Key points to share
Today’s clients are increasingly focused on stability – especially during periods of market uncertainty. As you help them plan ahead, dividend scale stability can be a valuable part of your life insurance conversations.
Equitable’s history of maintaining a stable dividend scale1 gives you a strong story to tell. When presenting Equimax® participating whole life insurance, focus on what this stability means in terms of results that clients care about.
Positioning with clients
• A stable dividend scale can help support more predictable long-term outcomes for clients.1
• Participating life insurance can help balance portfolios that include more volatile, market-based investments.
• Stability in the dividend scale reflects Equitable’s disciplined, long-term approach to managing its participating fund.
• More consistent dividend results1 can increase confidence in the illustrations used for long-term planning.
The bottom line
Make dividend scale stability a core part of your client conversations. It’s more than a number—it’s a practical way to demonstrate your long-term value, reinforce confidence in the strategy, and strengthen client relationships.
Questions? Please contact your Equitable wholesaler to learn more.
Resources:
• Spring Update & 2026 Dividend Scale: English, French, Chinese
• Performance and perspective report: English, French, Chinese
• Straight Talk with Mark Warywoda – On Equitable’s par fund performance
• Understanding participating whole life insurance – Equimax client guide
1Dividends are not guaranteed and are paid at the sole discretion of the Board of Directors. Dividends may be subject to taxation. Dividends will vary based on the actual investment returns in the Participating Fund as well as mortality, expense, lapse, claims experience, taxes and other experience of the participating block of policies.
Equitable’s history of maintaining a stable dividend scale1 gives you a strong story to tell. When presenting Equimax® participating whole life insurance, focus on what this stability means in terms of results that clients care about.
Positioning with clients
• A stable dividend scale can help support more predictable long-term outcomes for clients.1
• Participating life insurance can help balance portfolios that include more volatile, market-based investments.
• Stability in the dividend scale reflects Equitable’s disciplined, long-term approach to managing its participating fund.
• More consistent dividend results1 can increase confidence in the illustrations used for long-term planning.
The bottom line
Make dividend scale stability a core part of your client conversations. It’s more than a number—it’s a practical way to demonstrate your long-term value, reinforce confidence in the strategy, and strengthen client relationships.
Questions? Please contact your Equitable wholesaler to learn more.
Resources:
• Spring Update & 2026 Dividend Scale: English, French, Chinese
• Performance and perspective report: English, French, Chinese
• Straight Talk with Mark Warywoda – On Equitable’s par fund performance
• Understanding participating whole life insurance – Equimax client guide
1Dividends are not guaranteed and are paid at the sole discretion of the Board of Directors. Dividends may be subject to taxation. Dividends will vary based on the actual investment returns in the Participating Fund as well as mortality, expense, lapse, claims experience, taxes and other experience of the participating block of policies.
6/22/2026