EquiLiving CI T10 – Smart, affordable, and effective
Critical illness (CI) insurance can provide financial security after an unexpected medical diagnosis. There are several different CI options in the marketplace – CI T10, CI T20, CI T75... How do you determine the best product for the client’s need?
Renewable EquiLiving® CI T10 is a great fit for first-time insurance buyers. These clients need protection as they move through life’s exciting milestones like a new marriage, a new baby, or a new home.
Over 20 years, EquiLiving CI T10 produces a lower present-value cost than CI T201. This means that CI T10 isn’t just about lower starting premiums. It’s about better long-term outcomes for the client.
Talk to your wholesaler for more information, or start an illustration today.
1Assuming male or female, non-smoker, age 35, $150K face value. Based on rates as of April 29, 2026, LifeGuide. Using a discount rate of 5%, compounded monthly.
Renewable EquiLiving® CI T10 is a great fit for first-time insurance buyers. These clients need protection as they move through life’s exciting milestones like a new marriage, a new baby, or a new home.
Over 20 years, EquiLiving CI T10 produces a lower present-value cost than CI T201. This means that CI T10 isn’t just about lower starting premiums. It’s about better long-term outcomes for the client.
Talk to your wholesaler for more information, or start an illustration today.
1Assuming male or female, non-smoker, age 35, $150K face value. Based on rates as of April 29, 2026, LifeGuide. Using a discount rate of 5%, compounded monthly.