Like a summer breeze – Applying for LIFE insurance just got easier!

What has changed? 

A resting electrocardiogram (ECG) is no longer required for most LIFE cases.
•    That’s right! We eliminated the resting ECG as a routine age/amount requirement for most life  insurance applicants.
•    Of course, we may still request an ECG in certain cases at our underwriters’ discretion – for example, if the client has a history of diabetes or smoking. 

Why did we do this?

It’s simple – Equitable^® is dedicated to continually enhancing the client and advisor experience. By eliminating the ECG step for routine applications, life insurance clients can obtain the coverage they need more quickly and with less effort.

Updated resources coming soon!

The tools below are being updated shortly to reflect the above change:
•    Our age/amount schedule for Life insurance products 
•    The underwriting requirements built into our illustration tool
•    Our paramedical service providers’ ordering system

Until then, if you see an ECG as a listed requirement for your client in any of the above, there is no need for you to order the ECG unless we specifically ask for it. 

Questions? Please contact your local Equitable wholesaler to learn more.

View our Evidence of Insurability Schedule (#1343) – (see p.1 chart for Life products).



® and ™ denotes a trademark of The Equitable Life Insurance Company of Canada.