Show term and critical illness illustrations with ratings

Rating options are now available in term and critical illness web illustrations. When you add a rating, the premium changes so clients can see the difference. This makes it easier to compare options and set expectations early.

What’s new
You can apply ratings to your term and critical illness web illustrations. When you choose a rating, the illustration and report update right away with the new premium.

Benefits
   • Clear side‑by‑side comparisons
   • Illustrated options better fit client’s needs
   • Talk about options with more confidence

How to use the rating feature
  1. In the web illustration, go to Personal Information.
  2. Select the Ratings checkbox.
     • This option also appears when adding a term rider or critical illness rider.

  3. Choose the rating type you want to illustrate:
     • Permanent amount (term)
     • Permanent percentage (term and critical illness)
     • Temporary amount (term)
Once applied, the premium updates automatically and appears in the illustration report.

Important to know
   • Illustrated ratings are for comparison purposes only.
   • When you submit an application, the system removes the illustrated rating.
   • The final rating is determined through underwriting.

Improving your experience with more digital enhancements
We’re always working to improve the web illustration experience based on your valued feedback.
Here are some improvements you've asked for:
   • A confirmation box appears showing the rider selected is included in the illustration report.
   • When you’re signed into EquiNet your name and advisor code are included at the bottom of the illustration report.
New design updates to the illustration reports now make it easier for you and clients to review. Use these clear and refreshed illustrations to help clients get the protection that best meets their needs.

Questions
Contact your Equitable wholesaler. For specific case support be sure to include:
   • the client name (if applicable);
   • the product (term or CI);
   • screenshot of the illustration settings.