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1. Welcome to Cindy Shirley our new Vice President, Chief Underwriter & Claims Today, we are pleased to share some exciting news with you. Cindy Shirley, a seasoned industry expert, has joined Equitable Life^® as our new Vice President, Chief Underwriter & Claims.
   
   With over 20 years of experience in risk selection within the Canadian individual life insurance sector, Cindy brings a wealth of underwriting knowledge to our organization. Her impressive background in individual and data-driven underwriting is a perfect fit for Equitable’s Individual Leadership team.
   
   Cindy's passion for Underwriting is contagious and she looks forward to supporting you, our valued advisors – and our clients. Her exceptional leadership is complemented by her expertise in both high-volume underwriting and the customized large-case market – areas of increased focus for us at Equitable in the coming year.
   
   We genuinely believe that Cindy’s addition to our team will not only enhance Equitable, but also strengthen our partnership with you.
   
   Thank you for your business and the continued trust you place in Equitable Life!
   
   Warm regards,
   Donna Carbell | EVP, Individual Insurance Division
    
   
   
   ^® denotes a registered trademark of The Equitable Life Insurance Company of Canada.
    
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6. Changes to Equitable’s Universal Life fund names Effective November 15, 2025, we changed the name of the funds being tracked for the following Equitable^® linked interest options. These changes apply to both our current and legacy universal life solutions as indicated below.
    

   Linked interest option	Current name of fund being tracked	New name of fund being tracked	Applicable insurance solutions
   Canadian Bond	Equitable Life Active Canadian Bond Fund Internal Linked	Equitable Bond Internal Linked	Equitable GenerationsTM, Equation Generation® IV, EquiLife® and Equation Generation III
   Canadian Balanced Portfolio	Equitable Life Active Balanced Portfolio Select	Equitable Balanced	Equitable Generations
   Canadian			Equitable Generations, Equation Generation IV, EquiLife, Equation Generation III and Equation Generation II
   Canadian Neutral Portfolio	Equitable Life Active Balanced Income Portfolio Select	Equitable Income	Equitable Generations
   Global Equity Portfolio	Equitable Life Active Balanced Growth Portfolio Select	Equitable Growth

   
   Effective November 15, 2025, we changed the names of the following segregated funds tied to some of our legacy universal life products as indicated below.
    

   Current name of segregated fund	New name of segregated fund	Applicable products
   Asset Allocation Fund	Equitable MFS Balanced	Equation and Direction 2000 Plus
   Active Canadian Bond	Equitable Bond
   Canadian Stock Fund	Equitable MFS Canadian Equity Plus
   Money Market Fund	Equitable Money Market
   Accumulative Income Fund	Equitable MFS Canadian Fixed Income	Direction 2000
   Common Stock Fund	Equitable MFS Common Stock

   
   Only the above funds’ names have changed. No fundamental changes have been made to the funds.
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