Many clients want life insurance protection that fits their monthly budget. Monthly payments can make coverage feel more manageable than paying annually, but monthly charges often come with added charges that increase the total cost. That’s where Equitable stands out. Equitable’s lower monthly charges on whole life and term plans can help make protection more affordable for clients who pay monthly. That gives you a competitive option to discuss when clients are comparing carriers and looking for coverage that fits their budget. While this pricing approach is not new for Equitable, it continues to be a meaningful advantage for clients choosing Equitable. Savings clients appreciate When carriers have the same annual premium, Equitable’s term, critical illness and whole life monthly premium will generally be about 3-4% lower.* *Based on rates from August and September 2026 on LifeGuide. Many individual insurance comparison tools show annual premiums by default. Try reviewing monthly premiums for the best monthly rates.  When clients are focused on monthly affordability, make Equitable part of the comparison. Reviewing monthly premiums helps you show clients where they can get the protection they need at a cost that works for them. Run a monthly quote today! Have questions? Reach out to your wholesaler.