If you would like to order paper copies, click here for the Savings and Retirement Supply Order Form.

Canada's Anti-Spam Legislation - The digital printer friendly versions of these brochures are not to be altered. PLEASE NOTE that if you choose to distribute the brochure by electronic mail to clients or prospects, you must comply with Canada's new anti-spam legislation. You could be subject to severe penalties should you not comply. Find out more at fightspam.gc.ca.
 
This table includes downloadable marketing materials saved in PDF format. Each row is a different product and may contain versions of the brochure in alternate languages.
Form Number Cover Marketing Material Name Available Languages Product
2024 Download cover image for file 2024 the Big Picture Handout 2024 the Big Picture Handout File
The power of compounding and diversification. This digital handout shows the inferred growth of one thousand dollars invested on January 1, 1935. (Available in PDF only)
2125 Download cover image for file Another reason to invest with Equitable Another reason to invest with Equitable File
In case you need another reason, Equitable is a member of Assuris. Assuris is an independent, not for profit, industry-funded organization that protects contractholders, should their insurance company fail.
FR
2111 Download cover image for file Build Your Business - Fully funding a client’s First Home Savings Account Build Your Business - Fully funding a client’s First Home Savings Account File
As a trusted advisor, you have an opportunity to help clients secure their future by getting them to fully fund their First Home Savings Account (FHSA) in advance. (Available in PDF only)
FR
2106 Download cover image for file Corporately Owned Segregated Funds Corporately Owned Segregated Funds File
Who’s involved with a corporately owned segregated fund
FR
2089 Download cover image for file First Home Savings Account First Home Savings Account File
First Home Savings Account - One step closer to owning your first home
FR
2052 Download cover image for file Pivotal Select Investment Class (75/75) Pivotal Select Investment Class (75/75) File
The funds offer more choice and flexibility for clients in a wide range of asset classes. (Available in PDF only)
FR
2054 Download cover image for file Introducing sustainable investment segregated funds to Pivotal Select Investment Class (75/75) Introducing sustainable investment segregated funds to Pivotal Select Investment Class (75/75) File
Sustainable investments include investments that intend to apply one or more ESG (Environmental, Social and Governance) principles in their investment strategy.
FR
1979 Download cover image for file Benefits of segregated funds in a TFSA Benefits of segregated funds in a TFSA File
This savings option allows you to grow your savings without ever paying tax on the growth within your account. This is different from traditional savings accounts where you are required to pay tax on the growth earned by your investment. (Available in PDF only).
FR
1975 Download cover image for file Chargeback sales charge options Chargeback sales charge options File
No Load CB and No Load CB5 are sales charge options in Pivotal Select. When a deposit is made into a NL-CB or NL-CB5 fund the advisor receives upfront commission. (Available in PDF only)
FR
1357 Download cover image for file Managing a Retirement Savings Plan tax refund Managing a Retirement Savings Plan tax refund File
If you have ever received a tax refund you will know the dilemma that comes when that money hits your bank account. The initial reaction is to spend it on something for you; and why not! You have worked hard all year and deserve a reward!
FR
1355 Download cover image for file A Retirement Savings Plan is just as relevant now as it was over 60 years ago A Retirement Savings Plan is just as relevant now as it was over 60 years ago File
Yes, that old thing. With the popularity of the Tax-Free Savings Account, the Retirement Savings Plan (RSP) does not seem to evoke the same wow factor it once did. An RSP from Equitable Life can support your goal of home ownership, further education, and retirement.
FR
1353 Download cover image for file Choosing the right account type Choosing the right account type File
There is no simple answer to the question, where should I save my money?
FR
1690 Download cover image for file Converting Your Savings into Retirement Income Converting Your Savings into Retirement Income File
As you approach retirement you will need to develop an income strategy that provides you with dependable income throughout your retirement.
FR
1303 Download cover image for file Dollar Cost Averaging Dollar Cost Averaging File
It’s not market timing, it’s TIME IN THE MARKETS
FR
1638 Download cover image for file Equitable's Competitive Advantage Equitable's Competitive Advantage File
When it comes to simple and straightforward investment products and resources for clients, advisors look to Equitable® to help build and support their business.
FR
1965 Download cover image for file Facts & Figures Facts & Figures File
TFSA Contribution Limits, RRSP Contribution Limits, TOP Marginal Tax Rates, Retirement Income Fund Minimum, Canada Pension Plan Benefits. (Available in PDF only).
FR
1655 Download cover image for file GIA Laddering Option GIA Laddering Option File
Guaranteed Interest Account (GIA) laddering means a lump-sum deposit is invested over multiple terms. This allows clients to take advantage of higher interest rates typically offered for longer terms.
FR
1611 Download cover image for file Grow your guarantee with resets Grow your guarantee with resets File
You can choose to reset once a year at any time, giving you the opportunity to protect investment gains within your policy.
FR
1116 Download cover image for file Guaranteed Interest Account - Product at a Glance Guaranteed Interest Account - Product at a Glance File
Saving a few dollars every month is impressive but what if that money could earn a little extra? Consider a Guaranteed Interest Account (GIA).
FR
1049 Download cover image for file Guaranteed Interest Account Client Brochure Guaranteed Interest Account Client Brochure File
A guaranteed interest account (GIA) guards against market volatility by providing security of principal with a guaranteed rate of return.
FR
1137 Download cover image for file GIA versus GIC GIA versus GIC File
Guaranteed investing is a safe and secure way of growing your savings.
FR
1675 Download cover image for file Insights into Non-registered taxation Insights into Non-registered taxation File
When you invest in non-registered segregated funds you may receive a T3 tax slip* that reports the income that was allocated to your policy in the previous tax year.
FR
1111 Download cover image for file Borrowing Money to Make Money Borrowing Money to Make Money File
Leveraged investing is a simple yet powerful wealth creation strategy that involves borrowing to invest. (Available in PDF only)
FR
1583 Download cover image for file Make your money work for you Make your money work for you File
We all know a Retirement Savings Plan (RSP) is a great way to save for retirement. When we make an RSP contribution we receive an immediate tax refund.
FR
1612 Download cover image for file Now it’s even easier to grow your savings online! Now it’s even easier to grow your savings online! File
Did you know you can make deposits to your Equitable savings plan through your financial institution’s online banking service?
FR
1613 Download cover image for file Online banking makes saving simple. Online banking makes saving simple. File
Did you know clients can make additional deposits to their Equitable savings plan through their financial institution’s online banking service?
FR
1244 Download cover image for file Payout Annuities Client Brochure Payout Annuities Client Brochure File
Equitable payout annuities offer a simple, yet effective solution that will work to meet your individual needs.
FR
1369 Download cover image for file Payout Annuities Product at a Glance Payout Annuities Product at a Glance File
A Payout Annuity is a lump sum investment that provides guaranteed income.
FR
1947 Download cover image for file Payout Annuity Interest Rate Guarantees (Advisor) Payout Annuity Interest Rate Guarantees (Advisor) File
When you request a rate guarantee, you are guaranteeing the interest rate, not the dollar amount of the annuity payment. (Available in PDF only)
FR
1507 Download cover image for file Payout Annuity Rate Guarantees Payout Annuity Rate Guarantees File
A rate guarantee locks in the interest rate that will be used to calculate the income payment. (Available in PDF only)
FR
1970 Download cover image for file Personalized Brochure - Benefits of segregated funds in a Tax-free Savings Account Personalized Brochure - Benefits of segregated funds in a Tax-free Savings Account File
Equitable is pleased to offer you professionally designed personalized ads to advertise the benefits of segregated funds in an Equitable Tax-free Savings Account
FR
1460 Download cover image for file Personalized Ads - What does your retirement bucket list include? Personalized Ads - What does your retirement bucket list include? File
Equitable is pleased to offer you professionally designed personalized ads to advertise the benefits of an Equitable RSP.
FR
2117 Download cover image for file Personalized Brochure - First Home Savings Account Personalized Brochure - First Home Savings Account File
Equitable is pleased to offer you professionally designed personalized ads to advertise the benefits of an Equitable FHSA.
FR
1551 Download cover image for file Pivotal Select Guarantee Fees Pivotal Select Guarantee Fees File
One of the most attractive features of segregated funds is the guarantees that are embedded into the product. (Available in PDF only)
FR
1165 Download cover image for file Pivotal Select Investor Profile Questionnaire Pivotal Select Investor Profile Questionnaire File
Before you invest, it is important to understand your attitude towards risk. Knowing your tolerance for risk can help you choose an appropriate portfolio.
FR
1756 Download cover image for file Pivotal Select Preferred Pricing Pivotal Select Preferred Pricing File
At Equitable, we know the importance of reaching your investment goals.
FR
1511 Download cover image for file Prescribed Annuities: Tax-Efficient Retirement Income Prescribed Annuities: Tax-Efficient Retirement Income File
Prescribed Annuities: Tax-Efficient Retirement Income
FR
1845 Download cover image for file Retirement Income Fund Understanding minimum withdrawal percentages Retirement Income Fund Understanding minimum withdrawal percentages File
The federal government has set minimum withdrawal percentages for a Retirement Income Fund (RIF). The minimum withdrawal is based on age at the beginning of the year and the value of your fund on December 31 of the previous year.
FR
1354 Download cover image for file Borrowing money to save money Borrowing money to save money File
Have you ever considered borrowing money to contribute to your Retirement Savings Plan (RSP)? No? Well consider this. Unlike credit card debt, RSP loans are considered “good debt”. Investment loans and mortgages fall into the “good debt” category because they help to increase your net worth.
FR
1910 Download cover image for file Personalized Brochure - What did you wish for this year? Personalized Brochure - What did you wish for this year? File
Equitable is pleased to offer you professionally designed personalized ads to advertise the benefits of an Equitable Life RSP.
FR
1352 Download cover image for file Retirement Realities Retirement Realities File
The perception of retirement has changed. You remember watching those commercials about the retired couple playing golf, yachting, or strolling down a sandy white beach.
FR
0375SEL Download cover image for file Pivotal Select segregated fund codes and fees Pivotal Select segregated fund codes and fees File
A reference document listing all of Equitable's segregated fund codes (past and present). (Available in PDF only)
FR
1037 Download cover image for file Equitable Life Active Balanced Portfolios Equitable Life Active Balanced Portfolios File
When it comes to choosing the right fund, investors have different investment needs. (Available in PDF only)
FR
0375ANN Download cover image for file Equitable’s Legacy Products: Personal Investment Portfolio and Pivotal Solutions Segregated Fund Codes (2024/07/31) Equitable’s Legacy Products: Personal Investment Portfolio and Pivotal Solutions Segregated Fund Codes (2024/07/31) File
Personal Investment Portfolio and Pivotal Solutions segregated fund codes. (Available in PDF only)
FR
1058A Download cover image for file Segregated Fund Annual Report - December 31, 2023 Segregated Fund Annual Report - December 31, 2023 File FR
1112 Download cover image for file Segregated Funds and Estate Planning Segregated Funds and Estate Planning File
When you invest with Equitable, you are entitled to features that protect your investment throughout your life, and assist in the efficient transfer of assets when you pass away.
FR
1058 Download cover image for file Segregated Fund Semi-annual Report - June 30, 2024 Segregated Fund Semi-annual Report - June 30, 2024 File
Equitable Segregated Funds (Available in PDF only)
FR
1306 Download cover image for file A Simple Interest Option for Guaranteed Investing A Simple Interest Option for Guaranteed Investing File
Are you looking for a reliable income stream, while keeping your initial investment intact and protected from market fluctuations?
FR
1885 Download cover image for file Take emotions out of investing Take emotions out of investing File
Did you ever buy something when you were happy? What about when you were sad? Emotions often impact our day-to-day life whether we realize it or not.
FR
1899 Download cover image for file Taking money out of your RSP? Taking money out of your RSP? File
A Retirement Savings Plan (RSP) is an excellent way to save for retirement. Of course, it never fails that there is always that moment in life when you need extra cash. For those moments that require a large amount of money, think twice before pulling it out of your retirement savings. Here is why.
FR
1630 Download cover image for file Tax-free money does exist, if you know where to look. Tax-free money does exist, if you know where to look. File
The simple truth is that money accumulates over time.
FR
1276 Download cover image for file Tax-Free Savings Account (TFSA) Tax-Free Savings Account (TFSA) File
Whether your savings goals are short-term or long-term, a TFSA can help you fast-track your savings.
FR
1618 Download cover image for file The Equitable Investment Advantage The Equitable Investment Advantage File
When you invest with Equitable, you are entitled to features that protect your investment throughout your life, and assist in the efficient transfer of assets when you pass away.
CH FR
1305 Download cover image for file The Right Time To Buy And Sell The Right Time To Buy And Sell File
With these current market conditions, review this example about buying your dream home to help put investing in proper prospective. (Available in PDF format only)
FR
1366 Download cover image for file Pivotal Select Fund Facts Pivotal Select Fund Facts File
Looking for more fund information, we’ve got you covered – not just at purchase, but in the years to come too.
FR
1385 Download cover image for file Pivotal Select Product at a Glance Pivotal Select Product at a Glance File
This handy overview gives you an overview of the Pivotal Select product, including the Investment Class, Estate Class and Protection Class guarantee options.
FR
1386 Download cover image for file Pivotal Select Estate Class Client Brochure (2024/01/24) Pivotal Select Estate Class Client Brochure (2024/01/24) File
Pivotal Select Estate Class is one of the guarantee options available on the Pivotal Select product.
CH FR
1387 Download cover image for file Pivotal Select Investment Class Client Brochure (2024/04/20) Pivotal Select Investment Class Client Brochure (2024/04/20) File
Pivotal Select Investment Class is a robust segregated fund offering for investors looking for growth potential and flexibility.
CH FR
1403 Download cover image for file Pivotal Select Contract and Information Folder Pivotal Select Contract and Information Folder File
A complete and detailed disclosure of all material facts relating to Equitable's Pivotal Select product. The Pivotal Select Fund Facts must accompany this item.
FR
1404 Download cover image for file Product Portfolio Comparison Guide Product Portfolio Comparison Guide File
Choosing the right selection of investments can be a challenge. It’s important that your investment portfolio align with your financial objectives, time horizon and attitude towards risk.
FR
1514 Download cover image for file Gradual Inheritance Strategy Gradual Inheritance Strategy File
When electing this option, you are requesting that the death benefit proceeds payable at your death are used to purchase an annuity for your beneficiary(ies).
FR
1547 Download cover image for file Pivotal Select Protection Class (Advisor piece) Pivotal Select Protection Class (Advisor piece) File
Pivotal Select™ Protection Class is ideal for investors who are looking for growth potential, but also want to know their principal is protected regardless of market performance.
FR
1548 Download cover image for file Pivotal Select Protection Class (Client brochure) Pivotal Select Protection Class (Client brochure) File
Pivotal Select Protection Class is an enhanced segregated fund offering for investors who want the opportunity for growth, but with the added guarantee that their principal investment is fully protect
CH FR
1759 Download cover image for file Understanding Equitable’s Pivotal Select Preferred Pricing Program Understanding Equitable’s Pivotal Select Preferred Pricing Program File
We know the importance of reaching your investment goals. By offering lower management fees on our Pivotal Select product, we can help you achieve your goals sooner.
FR
1797 Download cover image for file Understanding your Investor Profile Understanding your Investor Profile File
Investing in fixed income and equity securities is not without risk. Financial markets can rise and fall and investment decisions revolve around the risk/return trade off you are willing to assume.
FR
1910A Download cover image for file Poster - What did you wish for this year? Poster - What did you wish for this year? File
A good financial plan strikes a balance between enjoying your money now and saving for a comfortable retirement.
FR
1460A Download cover image for file Poster - What does your retirement bucket list include? Poster - What does your retirement bucket list include? File
A good financial plan strikes a balance between enjoying your money now and saving for a comfortable retirement.
FR
1909 Download cover image for file When it is time to convert your RSP to a RIF When it is time to convert your RSP to a RIF File
The thought of retirement can be a blessing or can cause concern. The difference in attitude comes down to planning. If you have planned for retirement, congratulations. If you have not, you have got some work to do.
FR
1660 Download cover image for file Tax Slips - A Quick Reference Guide (2024/04/29) Tax Slips - A Quick Reference Guide (2024/04/29) File
Answers to some of your tax slip questions can be found here. (Available in PDF only)
FR