Savings & Retirement Marketing Materials
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Canada's Anti-Spam Legislation - The digital printer friendly versions of these brochures are not to be altered. PLEASE NOTE that if you choose to distribute the brochure by electronic mail to clients or prospects, you must comply with Canada's new anti-spam legislation. You could be subject to severe penalties should you not comply. Find out more at fightspam.gc.ca.
Form Number | Cover | Marketing Material Name | Available Languages | Product |
---|---|---|---|---|
2024 |
2024 the Big Picture Handout
File
The power of compounding and diversification. This digital handout shows the inferred growth of one thousand dollars invested on January 1, 1935. (Available in PDF only) |
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2125 |
Another reason to invest with Equitable
File
In case you need another reason, Equitable is a member of Assuris. Assuris is an independent, not for profit, industry-funded organization that protects contractholders, should their insurance company fail. |
FR | ||
2111 |
Build Your Business - Fully funding a client’s First Home Savings Account
File
As a trusted advisor, you have an opportunity to help clients secure their future by getting them to fully fund their First Home Savings Account (FHSA) in advance. (Available in PDF only) |
FR | ||
2106 |
Corporately Owned Segregated Funds
File
Who’s involved with a corporately owned segregated fund |
FR | ||
2089 |
First Home Savings Account
File
First Home Savings Account - One step closer to owning your first home |
FR | ||
2052 |
Pivotal Select Investment Class (75/75)
File
The funds offer more choice and flexibility for clients in a wide range of asset classes. (Available in PDF only) |
FR | ||
2054 |
Introducing sustainable investment segregated funds to Pivotal Select Investment Class (75/75)
File
Sustainable investments include investments that intend to apply one or more ESG (Environmental, Social and Governance) principles in their investment strategy. |
FR | ||
1979 |
Benefits of segregated funds in a TFSA
File
This savings option allows you to grow your savings without ever paying tax on the growth within your account. This is different from traditional savings accounts where you are required to pay tax on the growth earned by your investment. (Available in PDF only). |
FR | ||
1975 |
Chargeback sales charge options
File
No Load CB and No Load CB5 are sales charge options in Pivotal Select. When a deposit is made into a NL-CB or NL-CB5 fund the advisor receives upfront commission. (Available in PDF only) |
FR | ||
1357 |
Managing a Retirement Savings Plan tax refund
File
If you have ever received a tax refund you will know the dilemma that comes when that money hits your bank account. The initial reaction is to spend it on something for you; and why not! You have worked hard all year and deserve a reward! |
FR | ||
1355 |
A Retirement Savings Plan is just as relevant now as it was over 60 years ago
File
Yes, that old thing. With the popularity of the Tax-Free Savings Account, the Retirement Savings Plan (RSP) does not seem to evoke the same wow factor it once did. An RSP from Equitable Life can support your goal of home ownership, further education, and retirement. |
FR | ||
1353 |
Choosing the right account type
File
There is no simple answer to the question, where should I save my money? |
FR | ||
1690 |
Converting Your Savings into Retirement Income
File
As you approach retirement you will need to develop an income strategy that provides you with dependable income throughout your retirement. |
FR | ||
1303 |
Dollar Cost Averaging
File
It’s not market timing, it’s TIME IN THE MARKETS |
FR | ||
1638 |
Equitable's Competitive Advantage
File
When it comes to simple and straightforward investment products and resources for clients, advisors look to Equitable® to help build and support their business. |
FR | ||
1965 |
Facts & Figures
File
TFSA Contribution Limits, RRSP Contribution Limits, TOP Marginal Tax Rates, Retirement Income Fund Minimum, Canada Pension Plan Benefits. (Available in PDF only). |
FR | ||
1655 |
GIA Laddering Option
File
Guaranteed Interest Account (GIA) laddering means a lump-sum deposit is invested over multiple terms. This allows clients to take advantage of higher interest rates typically offered for longer terms. |
FR | ||
1611 |
Grow your guarantee with resets
File
You can choose to reset once a year at any time, giving you the opportunity to protect investment gains within your policy. |
FR | ||
1116 |
Guaranteed Interest Account - Product at a Glance
File
Saving a few dollars every month is impressive but what if that money could earn a little extra? Consider a Guaranteed Interest Account (GIA). |
FR | ||
1049 |
Guaranteed Interest Account Client Brochure
File
A guaranteed interest account (GIA) guards against market volatility by providing security of principal with a guaranteed rate of return. |
FR | ||
1137 |
GIA versus GIC
File
Guaranteed investing is a safe and secure way of growing your savings. |
FR | ||
1675 |
Insights into Non-registered taxation
File
When you invest in non-registered segregated funds you may receive a T3 tax slip* that reports the income that was allocated to your policy in the previous tax year. |
FR | ||
1111 |
Borrowing Money to Make Money
File
Leveraged investing is a simple yet powerful wealth creation strategy that involves borrowing to invest. (Available in PDF only) |
FR | ||
1583 |
Make your money work for you
File
We all know a Retirement Savings Plan (RSP) is a great way to save for retirement. When we make an RSP contribution we receive an immediate tax refund. |
FR | ||
1612 |
Now it’s even easier to grow your savings online!
File
Did you know you can make deposits to your Equitable savings plan through your financial institution’s online banking service? |
FR | ||
1613 |
Online banking makes saving simple.
File
Did you know clients can make additional deposits to their Equitable savings plan through their financial institution’s online banking service? |
FR | ||
1244 |
Payout Annuities Client Brochure
File
Equitable payout annuities offer a simple, yet effective solution that will work to meet your individual needs. |
FR | ||
1369 |
Payout Annuities Product at a Glance
File
A Payout Annuity is a lump sum investment that provides guaranteed income. |
FR | ||
1947 |
Payout Annuity Interest Rate Guarantees (Advisor)
File
When you request a rate guarantee, you are guaranteeing the interest rate, not the dollar amount of the annuity payment. (Available in PDF only) |
FR | ||
1507 |
Payout Annuity Rate Guarantees
File
A rate guarantee locks in the interest rate that will be used to calculate the income payment. (Available in PDF only) |
FR | ||
1970 |
Personalized Brochure - Benefits of segregated funds in a Tax-free Savings Account
File
Equitable is pleased to offer you professionally designed personalized ads to advertise the benefits of segregated funds in an Equitable Tax-free Savings Account |
FR | ||
1460 |
Personalized Ads - What does your retirement bucket list include?
File
Equitable is pleased to offer you professionally designed personalized ads to advertise the benefits of an Equitable RSP. |
FR | ||
2117 |
Personalized Brochure - First Home Savings Account
File
Equitable is pleased to offer you professionally designed personalized ads to advertise the benefits of an Equitable FHSA. |
FR | ||
1551 |
Pivotal Select Guarantee Fees
File
One of the most attractive features of segregated funds is the guarantees that are embedded into the product. (Available in PDF only) |
FR | ||
1165 |
Pivotal Select Investor Profile Questionnaire
File
Before you invest, it is important to understand your attitude towards risk. Knowing your tolerance for risk can help you choose an appropriate portfolio. |
FR | ||
1756 |
Pivotal Select Preferred Pricing
File
At Equitable, we know the importance of reaching your investment goals. |
FR | ||
1511 |
Prescribed Annuities: Tax-Efficient Retirement Income
File
Prescribed Annuities: Tax-Efficient Retirement Income |
FR | ||
1845 |
Retirement Income Fund Understanding minimum withdrawal percentages
File
The federal government has set minimum withdrawal percentages for a Retirement Income Fund (RIF). The minimum withdrawal is based on age at the beginning of the year and the value of your fund on December 31 of the previous year. |
FR | ||
1354 |
Borrowing money to save money
File
Have you ever considered borrowing money to contribute to your Retirement Savings Plan (RSP)? No? Well consider this. Unlike credit card debt, RSP loans are considered “good debt”. Investment loans and mortgages fall into the “good debt” category because they help to increase your net worth. |
FR | ||
1910 |
Personalized Brochure - What did you wish for this year?
File
Equitable is pleased to offer you professionally designed personalized ads to advertise the benefits of an Equitable Life RSP. |
FR | ||
1352 |
Retirement Realities
File
The perception of retirement has changed. You remember watching those commercials about the retired couple playing golf, yachting, or strolling down a sandy white beach. |
FR | ||
0375SEL |
Pivotal Select segregated fund codes and fees
File
A reference document listing all of Equitable's segregated fund codes (past and present). (Available in PDF only) |
FR | ||
1037 |
Equitable Life Active Balanced Portfolios
File
When it comes to choosing the right fund, investors have different investment needs. (Available in PDF only) |
FR | ||
0375ANN |
Equitable’s Legacy Products: Personal Investment Portfolio and Pivotal Solutions Segregated Fund Codes (2024/07/31)
File
Personal Investment Portfolio and Pivotal Solutions segregated fund codes. (Available in PDF only) |
FR | ||
1058A | Segregated Fund Annual Report - December 31, 2023 File | FR | ||
1112 |
Segregated Funds and Estate Planning
File
When you invest with Equitable, you are entitled to features that protect your investment throughout your life, and assist in the efficient transfer of assets when you pass away. |
FR | ||
1058 |
Segregated Fund Semi-annual Report - June 30, 2024
File
Equitable Segregated Funds (Available in PDF only) |
FR | ||
1306 |
A Simple Interest Option for Guaranteed Investing
File
Are you looking for a reliable income stream, while keeping your initial investment intact and protected from market fluctuations? |
FR | ||
1885 |
Take emotions out of investing
File
Did you ever buy something when you were happy? What about when you were sad? Emotions often impact our day-to-day life whether we realize it or not. |
FR | ||
1899 |
Taking money out of your RSP?
File
A Retirement Savings Plan (RSP) is an excellent way to save for retirement. Of course, it never fails that there is always that moment in life when you need extra cash. For those moments that require a large amount of money, think twice before pulling it out of your retirement savings. Here is why. |
FR | ||
1630 |
Tax-free money does exist, if you know where to look.
File
The simple truth is that money accumulates over time. |
FR | ||
1276 |
Tax-Free Savings Account (TFSA)
File
Whether your savings goals are short-term or long-term, a TFSA can help you fast-track your savings. |
FR | ||
1618 |
The Equitable Investment Advantage
File
When you invest with Equitable, you are entitled to features that protect your investment throughout your life, and assist in the efficient transfer of assets when you pass away. |
CH FR | ||
1305 |
The Right Time To Buy And Sell
File
With these current market conditions, review this example about buying your dream home to help put investing in proper prospective. (Available in PDF format only) |
FR | ||
1366 |
Pivotal Select Fund Facts
File
Looking for more fund information, we’ve got you covered – not just at purchase, but in the years to come too. |
FR | ||
1385 |
Pivotal Select Product at a Glance
File
This handy overview gives you an overview of the Pivotal Select product, including the Investment Class, Estate Class and Protection Class guarantee options. |
FR | ||
1386 |
Pivotal Select Estate Class Client Brochure (2024/01/24)
File
Pivotal Select Estate Class is one of the guarantee options available on the Pivotal Select product. |
CH FR | ||
1387 |
Pivotal Select Investment Class Client Brochure (2024/04/20)
File
Pivotal Select Investment Class is a robust segregated fund offering for investors looking for growth potential and flexibility. |
CH FR | ||
1403 |
Pivotal Select Contract and Information Folder
File
A complete and detailed disclosure of all material facts relating to Equitable's Pivotal Select product. The Pivotal Select Fund Facts must accompany this item. |
FR | ||
1404 |
Product Portfolio Comparison Guide
File
Choosing the right selection of investments can be a challenge. It’s important that your investment portfolio align with your financial objectives, time horizon and attitude towards risk. |
FR | ||
1514 |
Gradual Inheritance Strategy
File
When electing this option, you are requesting that the death benefit proceeds payable at your death are used to purchase an annuity for your beneficiary(ies). |
FR | ||
1547 |
Pivotal Select Protection Class (Advisor piece)
File
Pivotal Select™ Protection Class is ideal for investors who are looking for growth potential, but also want to know their principal is protected regardless of market performance. |
FR | ||
1548 |
Pivotal Select Protection Class (Client brochure)
File
Pivotal Select Protection Class is an enhanced segregated fund offering for investors who want the opportunity for growth, but with the added guarantee that their principal investment is fully protect |
CH FR | ||
1759 |
Understanding Equitable’s Pivotal Select Preferred Pricing Program
File
We know the importance of reaching your investment goals. By offering lower management fees on our Pivotal Select product, we can help you achieve your goals sooner. |
FR | ||
1797 |
Understanding your Investor Profile
File
Investing in fixed income and equity securities is not without risk. Financial markets can rise and fall and investment decisions revolve around the risk/return trade off you are willing to assume. |
FR | ||
1910A |
Poster - What did you wish for this year?
File
A good financial plan strikes a balance between enjoying your money now and saving for a comfortable retirement. |
FR | ||
1460A |
Poster - What does your retirement bucket list include?
File
A good financial plan strikes a balance between enjoying your money now and saving for a comfortable retirement. |
FR | ||
1909 |
When it is time to convert your RSP to a RIF
File
The thought of retirement can be a blessing or can cause concern. The difference in attitude comes down to planning. If you have planned for retirement, congratulations. If you have not, you have got some work to do. |
FR | ||
1660 |
Tax Slips - A Quick Reference Guide (2024/04/29)
File
Answers to some of your tax slip questions can be found here. (Available in PDF only) |
FR |