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Preferred life insurance solutions - corporations

A business owner’s net worth is tied up in their company. That creates some unique challenges for them:
  • How do they get their shares out of the corporation and into the hands of their heirs as tax-efficiently as possible?
  • How can they structure the corporate investments to minimize tax?
  • How do they access the value of their business to supplement their retirement?
 
Equitable has the solutions to help your corporate clients meet these goals.

Corporate Preferred Estate Transfer

 By redirecting some of their after-tax surplus from business income into a corporately-owned life insurance policy rather than taxable investments, corporate clients can reduce the fair market value of the corporation thereby reducing capital gains tax and increase the value of their estate.

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Corporate Preferred Retirement Solution
 
This concept is an extension of the Corporate Preferred Estate Transfer.
 
Either the shareholder or the corporation may be able to access the cash surrender value by applying for a bank loan using the corporately-owned life insurance policy as collateral.

Life policy collateral loans. Find out more.		 Corp-Preferred-retirement-solutions-Picture2.png



Advisor Guide

 

Marketing Materials

Interested in ordering marketing materials? Complete our Life & Health supply order form
 
This table includes downloadable marketing materials saved in PDF format. Each row is a different product and may contain versions of the brochure in alternate languages.
Form Number Cover Marketing Material Name Available Languages Product
1562 Download cover image for file Corporate Preferred Estate Transfer (generic flyer) Corporate Preferred Estate Transfer (generic flyer) File
Provides a generic overview of the Corporate Preferred Estate Transfer concept without a specific reference to Equimax participating whole life or Equation Generation IV universal life. 		FR Sales Strategies
1570 Download cover image for file Corporate Preferred Estate Transfer using Equimax Corporate Preferred Estate Transfer using Equimax File
Are your clients looking for the most tax-efficient way to get the value of their shares out of their company and into the hands of their estate? Choose the Corporate Preferred Estate Transfer. 		FR Sales Strategies
1688 Download cover image for file Corporate Preferred Estate Transfer using universal life Corporate Preferred Estate Transfer using universal life File
The Corporate Preferred Estate Transfer is the most tax-efficient way for clients to get the value of their shares out of their company and into the hands of their estate. 		FR Critical illness Insurance
Sales Strategies
2011 Download cover image for file Corporate Preferred Estate Transfer using Whole Life Corporate Preferred Estate Transfer using Whole Life File FR Participating Whole Life
Sales Strategies
N/A Tips for illustrating concepts using WL CORPORATE (Preferred Retirement Solutions using Equimax) File FR Participating Whole Life
1816 Download cover image for file Corporate Preferred Retirement Solution (corporate borrowing) (generic flyer) Corporate Preferred Retirement Solution (corporate borrowing) (generic flyer) File
Provides a generic overview of the Corporate Preferred Retirement Solution concept without a specific reference to Equimax participating whole life or Equation Generation IV universal life. 		FR Sales Strategies
1815 Download cover image for file Corporate Preferred Retirement Solution (corporate borrowing) Checklist Corporate Preferred Retirement Solution (corporate borrowing) Checklist File
Review this checklist with your clients to ensure they understand the Corporate Preferred Retirement Solution (corporate borrowing) and how it can impact them and their business. 		FR Sales Strategies
1840 Download cover image for file Corporate Preferred Retirement Solution (corporate borrowing) using Equimax Corporate Preferred Retirement Solution (corporate borrowing) using Equimax File
Corporate Preferred Retirement Solution (corporate borrowing) using Equimax whole life insurance. 		FR Participating Whole Life
1563 Download cover image for file Corporate Preferred Retirement Solution (shareholder borrowing) (generic flyer) Corporate Preferred Retirement Solution (shareholder borrowing) (generic flyer) File
Provides a generic overview of the Corporate Preferred Retirement Solution concept without a specific reference to Equimax participating whole life or Equation Generation IV universal life. 		FR Participating Whole Life
Universal Life
1556 Download cover image for file Corporate Preferred Retirement Solution (shareholder borrowing) Checklist Corporate Preferred Retirement Solution (shareholder borrowing) Checklist File
Review this checklist with your clients to ensure they understand the Corporate Preferred Retirement Solution (shareholder borrowing) and how it can impact them and their business. 		FR Participating Whole Life
Universal Life
1571 Download cover image for file Corporate Preferred Retirement Solution (shareholder borrowing) using Equimax Corporate Preferred Retirement Solution (shareholder borrowing) using Equimax File
Corporate Preferred Retirement Solution (shareholder borrowing) using Equimax whole life insurance. 		FR Participating Whole Life
1569 Download cover image for file Tax and Estate Planners' Guide to Corporate Life Insurance Tax and Estate Planners' Guide to Corporate Life Insurance File
This guide is a support piece for tax and estate planners who want a high-level review of two unique planning opportunities using corporately-owned life insurance to meet estate & retirement needs. 		FR Sales Strategies