Savings & Retirement Marketing Materials | EquiNet Equitable Life's advisor site

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This table includes downloadable marketing materials saved in PDF format. Each row is a different product and may contain versions of the brochure in alternate languages.
Form Number	Marketing Material Name	Available Languages
2024	2024 the Big Picture Handout File The power of compounding and diversification. This digital handout shows the inferred growth of one thousand dollars invested on January 1, 1935. (Available in PDF only)
2125	Another reason to invest with Equitable File In case you need another reason, Equitable is a member of Assuris. Assuris is an independent, not for profit, industry-funded organization that protects contractholders, should their insurance company fail.	FR
2111	Build Your Business - Fully funding a client’s First Home Savings Account File As a trusted advisor, you have an opportunity to help clients secure their future by getting them to fully fund their First Home Savings Account (FHSA) in advance. (Available in PDF only)	FR
2106	Corporately Owned Segregated Funds File Who’s involved with a corporately owned segregated fund	FR
2089	First Home Savings Account File First Home Savings Account - One step closer to owning your first home	FR
2052	Pivotal Select Investment Class (75/75) File The funds offer more choice and flexibility for clients in a wide range of asset classes. (Available in PDF only)	FR
2054	Introducing sustainable investment segregated funds to Pivotal Select Investment Class (75/75) File Sustainable investments include investments that intend to apply one or more ESG (Environmental, Social and Governance) principles in their investment strategy.	FR
1657	Accelerate Your Savings Automatic Payment Increase Option File The Automatic Payment Increase Option is a disciplined approach to automatically increasing your pre‑authorized payments on an annual basis.	FR
1979	Benefits of segregated funds in a TFSA File This savings option allows you to grow your savings without ever paying tax on the growth within your account. This is different from traditional savings accounts where you are required to pay tax on the growth earned by your investment. (Available in PDF only).	FR
1975	Chargeback sales charge options File No Load CB and No Load CB5 are sales charge options in Pivotal Select. When a deposit is made into a NL-CB or NL-CB5 fund the advisor receives upfront commission. (Available in PDF only)	FR
1357	Managing a Retirement Savings Plan tax refund File If you have ever received a tax refund you will know the dilemma that comes when that money hits your bank account. The initial reaction is to spend it on something for you; and why not! You have worked hard all year and deserve a reward!	FR
1355	A Retirement Savings Plan is just as relevant now as it was over 60 years ago File Yes, that old thing. With the popularity of the Tax-Free Savings Account, the Retirement Savings Plan (RSP) does not seem to evoke the same wow factor it once did. An RSP from Equitable Life can support your goal of home ownership, further education, and retirement.	FR
1353	Choosing the right account type File There is no simple answer to the question, where should I save my money?	FR
1690	Converting Your Savings into Retirement Income File As you approach retirement you will need to develop an income strategy that provides you with dependable income throughout your retirement.	FR
1303	Dollar Cost Averaging File It’s not market timing, it’s TIME IN THE MARKETS	FR
1638	Equitable's Competitive Advantage File When it comes to simple and straightforward investment products and resources for clients, advisors look to Equitable® to help build and support their business.	FR
1965	Facts & Figures File TFSA Contribution Limits, RRSP Contribution Limits, TOP Marginal Tax Rates, Retirement Income Fund Minimum, Canada Pension Plan Benefits. (Available in PDF only).	FR
1655	GIA Laddering Option File Guaranteed Interest Account (GIA) laddering means a lump-sum deposit is invested over multiple terms. This allows clients to take advantage of higher interest rates typically offered for longer terms.	FR
1611	Grow your guarantee with resets File You can choose to reset once a year at any time, giving you the opportunity to protect investment gains within your policy.	FR
1116	Guaranteed Interest Account - Product at a Glance File Saving a few dollars every month is impressive but what if that money could earn a little extra? Consider a Guaranteed Interest Account (GIA).	FR
1049	Guaranteed Interest Account Client Brochure File A guaranteed interest account (GIA) guards against market volatility by providing security of principal with a guaranteed rate of return.	FR
1137	GIA versus GIC File Guaranteed investing is a safe and secure way of growing your savings.	FR
1675	Insights into Non-registered taxation File When you invest in non-registered segregated funds you may receive a T3 tax slip* that reports the income that was allocated to your policy in the previous tax year.	FR
1111	Borrowing Money to Make Money File Leveraged investing is a simple yet powerful wealth creation strategy that involves borrowing to invest. (Available in PDF only)	FR
1583	Make your money work for you File We all know a Retirement Savings Plan (RSP) is a great way to save for retirement. When we make an RSP contribution we receive an immediate tax refund.	FR
1612	Now it’s even easier to grow your savings online! File Did you know you can make deposits to your Equitable savings plan through your financial institution’s online banking service?	FR
1613	Online banking makes saving simple. File Did you know clients can make additional deposits to their Equitable savings plan through their financial institution’s online banking service?	FR
1244	Payout Annuities Client Brochure File Equitable payout annuities offer a simple, yet effective solution that will work to meet your individual needs.	FR
1369	Payout Annuities Product at a Glance File A Payout Annuity is a lump sum investment that provides guaranteed income.	FR
1947	Payout Annuity Interest Rate Guarantees (Advisor) File When you request a rate guarantee, you are guaranteeing the interest rate, not the dollar amount of the annuity payment. (Available in PDF only)	FR
1507	Payout Annuity Rate Guarantees File A rate guarantee locks in the interest rate that will be used to calculate the income payment. (Available in PDF only)	FR
1970	Personalized Brochure - Benefits of segregated funds in a Tax-free Savings Account File Equitable is pleased to offer you professionally designed personalized ads to advertise the benefits of segregated funds in an Equitable Tax-free Savings Account	FR
1460	Personalized Ads - What does your retirement bucket list include? File Equitable is pleased to offer you professionally designed personalized ads to advertise the benefits of an Equitable RSP.	FR
2117	Personalized Brochure - First Home Savings Account File Equitable is pleased to offer you professionally designed personalized ads to advertise the benefits of an Equitable FHSA.	FR
1551	Pivotal Select Guarantee Fees File One of the most attractive features of segregated funds is the guarantees that are embedded into the product. (Available in PDF only)	FR
1165	Pivotal Select Investor Profile Questionnaire File Before you invest, it is important to understand your attitude towards risk. Knowing your tolerance for risk can help you choose an appropriate portfolio.	FR
1756	Pivotal Select Preferred Pricing File At Equitable, we know the importance of reaching your investment goals.	FR
1511	Prescribed Annuities: Tax-Efficient Retirement Income File Prescribed Annuities: Tax-Efficient Retirement Income	FR
1845	Retirement Income Fund Understanding minimum withdrawal percentages File The federal government has set minimum withdrawal percentages for a Retirement Income Fund (RIF). The minimum withdrawal is based on age at the beginning of the year and the value of your fund on December 31 of the previous year.	FR
1354	Borrowing money to save money File Have you ever considered borrowing money to contribute to your Retirement Savings Plan (RSP)? No? Well consider this. Unlike credit card debt, RSP loans are considered “good debt”. Investment loans and mortgages fall into the “good debt” category because they help to increase your net worth.	FR
1910	Personalized Brochure - What did you wish for this year? File Equitable is pleased to offer you professionally designed personalized ads to advertise the benefits of an Equitable Life RSP.	FR
1352	Retirement Realities File The perception of retirement has changed. You remember watching those commercials about the retired couple playing golf, yachting, or strolling down a sandy white beach.	FR
0375SEL	Pivotal Select segregated fund codes and fees File A reference document listing all of Equitable's segregated fund codes (past and present). (Available in PDF only)	FR
1037	Equitable Life Active Balanced Portfolios File When it comes to choosing the right fund, investors have different investment needs. (Available in PDF only)	FR
0375ANN	Equitable’s Legacy Products: Personal Investment Portfolio and Pivotal Solutions Segregated Fund Codes (2024/07/31) File Personal Investment Portfolio and Pivotal Solutions segregated fund codes. (Available in PDF only)	FR
1058A	Segregated Fund Annual Report - December 31, 2023 File	FR
1112	Segregated Funds and Estate Planning File When you invest with Equitable, you are entitled to features that protect your investment throughout your life, and assist in the efficient transfer of assets when you pass away.	FR
1058	Segregated Fund Semi-annual Report - June 30, 2024 File Equitable Segregated Funds (Available in PDF only)	FR
1306	A Simple Interest Option for Guaranteed Investing File Are you looking for a reliable income stream, while keeping your initial investment intact and protected from market fluctuations?	FR
1885	Take emotions out of investing File Did you ever buy something when you were happy? What about when you were sad? Emotions often impact our day-to-day life whether we realize it or not.	FR
1899	Taking money out of your RSP? File A Retirement Savings Plan (RSP) is an excellent way to save for retirement. Of course, it never fails that there is always that moment in life when you need extra cash. For those moments that require a large amount of money, think twice before pulling it out of your retirement savings. Here is why.	FR
1630	Tax-free money does exist, if you know where to look. File The simple truth is that money accumulates over time.	FR
1276	Tax-Free Savings Account (TFSA) File Whether your savings goals are short-term or long-term, a TFSA can help you fast-track your savings.	FR
1618	The Equitable Investment Advantage File When you invest with Equitable, you are entitled to features that protect your investment throughout your life, and assist in the efficient transfer of assets when you pass away.	FR CH
1305	The Right Time To Buy And Sell File With these current market conditions, review this example about buying your dream home to help put investing in proper prospective. (Available in PDF format only)	FR
1366	Pivotal Select Fund Facts File Looking for more fund information, we’ve got you covered – not just at purchase, but in the years to come too.	FR
1385	Pivotal Select Product at a Glance File This handy overview gives you an overview of the Pivotal Select product, including the Investment Class, Estate Class and Protection Class guarantee options.	FR
1386	Pivotal Select Estate Class Client Brochure (2024/01/24) File Pivotal Select Estate Class is one of the guarantee options available on the Pivotal Select product.	FR CH
1387	Pivotal Select Investment Class Client Brochure (2024/04/20) File Pivotal Select Investment Class is a robust segregated fund offering for investors looking for growth potential and flexibility.	FR CH
1403	Pivotal Select Contract and Information Folder File A complete and detailed disclosure of all material facts relating to Equitable's Pivotal Select product. The Pivotal Select Fund Facts must accompany this item.	FR
1404	Product Portfolio Comparison Guide File Choosing the right selection of investments can be a challenge. It’s important that your investment portfolio align with your financial objectives, time horizon and attitude towards risk.	FR
1514	Gradual Inheritance Strategy File When electing this option, you are requesting that the death benefit proceeds payable at your death are used to purchase an annuity for your beneficiary(ies).	FR
1547	Pivotal Select Protection Class (Advisor piece) File Pivotal Select™ Protection Class is ideal for investors who are looking for growth potential, but also want to know their principal is protected regardless of market performance.	FR
1548	Pivotal Select Protection Class (Client brochure) File Pivotal Select Protection Class is an enhanced segregated fund offering for investors who want the opportunity for growth, but with the added guarantee that their principal investment is fully protect	FR CH
1759	Understanding Equitable’s Pivotal Select Preferred Pricing Program File We know the importance of reaching your investment goals. By offering lower management fees on our Pivotal Select product, we can help you achieve your goals sooner.	FR
1797	Understanding your Investor Profile File Investing in fixed income and equity securities is not without risk. Financial markets can rise and fall and investment decisions revolve around the risk/return trade off you are willing to assume.	FR
1910A	Poster - What did you wish for this year? File A good financial plan strikes a balance between enjoying your money now and saving for a comfortable retirement.	FR
1460A	Poster - What does your retirement bucket list include? File A good financial plan strikes a balance between enjoying your money now and saving for a comfortable retirement.	FR
1909	When it is time to convert your RSP to a RIF File The thought of retirement can be a blessing or can cause concern. The difference in attitude comes down to planning. If you have planned for retirement, congratulations. If you have not, you have got some work to do.	FR
1660	Tax Slips - A Quick Reference Guide (2024/04/29) File Answers to some of your tax slip questions can be found here. (Available in PDF only)	FR