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- [pdf] Converting Your Savings into Retirement Income
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EZcomplete Online Application for non face-to-face meetings
Practice self-distancing by conducting non face-to-face sales meetings and completing your applications online.Using our EZcomplete Online Application allows you to keep your distance while keeping your business moving forward.
You can complete applications and obtain the necessary signatures remotely.
Log in to EquiNet® and click on the EZcomplete Online Application link in the selection panel at the top of the page.
Quick Reference Guide for Life Insurance and Critical Illness
The following resources are available on the EZComplete Online Application page on EquiNet.
Non face-to-face meetings – ID Verification Options
Remote Signing Process
EZcomplete tutorial (video)
EZcomplete FAQ - Special COVID-19 Issue
Read other important COVID-19 related newsQuestions?
Contact your Equitable Life Regional Sales Manager, or the Advisor Services Team (for life and critical illness insurance) at:
Phone: 1.800.668.4095
Email: western-service@equitable.ca mailto:eastern-service@equitable.ca
(BC, AB, SK, MB) (ON, QC, NB, NS, PE, NF) -
Introducing a new Pivotal Select sales charge option from Equitable Life of Canada
Equitable Life® is adding a No Load Chargeback (NL-CB) sales option to its Pivotal Select™ segregated funds lineup. The new option provides an additional choice to the existing Low Load (LL), No Load (NL) and Deferred Sales Charge (DSC) options.
Equitable’s new NL-CB option will provide more choices to both client and advisor. Equitable® offers a competitive initial commission and a 36-month chargeback schedule.
By offering the choice of four sales charge options, as well as the choice between three distinct guarantee classes: Investment Class (75/75), Estate Class (75/100) and Protection Class (100/100), and a diverse selection of investment funds, the Pivotal Select contract provides the flexibility to build an investment solution that meets the needs of your clients.
For more information about Equitable’s NL-CB or any of Equitable’s products, contact your local Regional Investment Sales Manager or our Advisor Services team at 1.866.884.7427 Monday to Friday 8:30 a.m. – 7:30 p.m. ET or email savingsretirement@equitable.ca -
Welcome Fidelity to Equitable Life’s Pivotal Select segregated funds lineup
Equitable Life® is pleased to welcome Fidelity to its Pivotal Select™ segregated funds lineup.- Equitable Life Fidelity® Special Situations Fund Select
- Equitable Life Fidelity® Tactical Asset Allocation Income Portfolio Select
- Equitable Life Fidelity® Tactical Asset Allocation Balanced Portfolio Select
- Equitable Life Fidelity® Tactical Asset Allocation Growth Portfolio Select
These new funds are available on all the Pivotal Select load types and guarantee classes, providing you and your clients with even more choice and flexibility.
To learn more about Fidelity, click here. To learn more about the funds, click here.
Speak to your Regional Investment Sales Manager today about Equitable’s segregated fund lineup.
Equitable Life and Pivotal Select are trademarks of The Equitable Life Insurance Company of Canada.
Fidelity and Fidelity Investments are registered trademarks of 483A Bay Street Holdings LP. Used with permission.
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7% No Load CB5 Initial Commission - Limited Time Offer!
For a limited time only, Equitable Life® is pleased to announce an increase to the CB5 sales option initial commission from 5.6% to 7.0% on Pivotal Select™ segregated funds. The 7% initial commission is effective from May 20 to August 31, 2022 only.*

Equitable Life is committed to offering advisors and clients product, service, and feature choices that best suit their needs. We are pleased to offer multiple sales charge options, three distinct guarantee classes, and a diverse selection of investment funds to align with advisors’ and clients’ unique needs.
For more information, please contact your Equitable Life Regional Investment Sales Manager.
* Increased initial commission does not apply to pre-existing PADs. Equitable Life reserves the right to end the campaign, at any time and without notice.
** Applies to FundSERV trades occurring between May 20 and August 31, 2022. Initial commission on non-FundSERV trades occurring between May 20 to August 31, 2022 increases from 4% to 5%. Initial commission is subject to a chargeback.
™or ® denotes a registered trademark of The Equitable Life Insurance Company of Canada.
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Updates to Savings & Retirement forms and applications
To align with the launch of Pivotal Select’s 12 new segregated funds, Equitable Life has updated the following administrative documents for Savings & Retirement.
• Form #375SEL – Pivotal Select segregated fund codes
• Form #1383 – Pivotal Select TFSA Application
• Form #1384 –Pivotal Select Application Registered/Non-Registered
• Form #1403 – Pivotal Select Contract and Information Folder
New online documents and applications are available to download from EquiNet®. Paper applications are also available to order from Equitable’s Supply Team here.
Want to be sure you always have the most up-to-date application? Try our EZcomplete® online application platform. EZcomplete makes it easy to process your non face-to-face applications and allows clients to provide their signature remotely on their own device.
If you have any questions, contact your Regional Investment Sales Manager or Advisors Services Team Monday to Friday, 8:30 a.m. – 7:30 p.m. ET at 1.866.884.7427, or email savingsretirement@equitable.ca.
® and ™ denotes a registered trademark of The Equitable Life Insurance Company of Canada.
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Equitable Life Savings & Retirement Webinar Series featuring Payout Annuities.
This month, Equitable Life is featuring a discussion on Payout Annuities. Hear why payout annuities provide a guaranteed income that is worry-free and receive insights into how a payout annuity can fit into a client’s retirement plan.
Join your host, Shannon Labby, Regional Vice President, National Investment Sales as she welcomes Nicole Lemon, Product Manager, Savings and Retirement, Equitable Life of Canada for a discussion on Equitable Life’s Payout Annuities.
Learn more
Continuing Education Credits
This webinar has been submitted for continuing education (CE) approval with the Insurance Council of Manitoba and Alberta Insurance Council for all provinces excluding Quebec. Upon approval, you will be sent an email notification to come back to the webinar presentation console to download your personalized certificate from the tool bar. To be eligible for CE credits, you must register individually, watch the webcast in full and complete a short quiz. This webcast is available in English only. -
December 30 Deadline for 7% No Load CB5 Initial Commission for Investment Class (75/75)
As the end of year approaches, so does the temporary increase to our CB5 sales option initial commission from 5.6% to 7.0% on Pivotal Select™ Investment Class (75/75). The 7% initial commission promotion will end on December 30, 2022.*
- Deposits and transfers to CB5 funds for Pivotal Select Investment Class (75/75) must be made by December 30, 2022, at 11:00 a.m. ET. Any deposits received after this date will not receive the promotional rate.
- Applications submitted before the December 30, 2022, deadline will only receive the promotional rate if also funded before December 30, 2022.
- If the client is awaiting a transfer from another financial institution, please follow up with the institution to ensure the transfer arrives by December 30, 2022.
For more information, please contact your Equitable Life Regional Investment Sales Manager.
* Equitable Life reserves the right to end the campaign, at any time and without notice.
™ or ® denote trademarks of The Equitable Life Insurance Company of Canada.
November 24, 2022 -
The new segregated fund EZcomplete cloning feature will save time and errors.
The new cloning feature for Savings & Retirement EZcomplete® applications means that advisors don’t need to enter the same client information when completing multiple applications for the same client.
Here's how easy it is to use.
Best of all, you can clone in progress and submitted applications.
This is just some of the information that will be automatically copied:-
Name
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Date of birth
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Gender
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Occupation
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Address
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Phone numbers
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Email address
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Social Insurance Number
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All beneficiary information
The new EZcomplete cloning feature will save advisors time and reduce errors.If you have any questions, contact your Regional Investment Sales Manager
® denotes a trademark of The Equitable Life Insurance Company of Canada.
Posted April 6, 2023 -
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The Equitable Life FHSA is coming!
We want to help clients save money for their first home. We’re working on offering the Equitable Life® First Home Savings Account!
A First Home Savings Account (FHSA) is a registered plan allowing prospective first-time home buyers to save for their first home tax-free (up to certain limits).
Highlights:- Must be a Canadian resident
- Minimum of 18 years of age
- Annual contribution limit of $8,000 with a lifetime limit of $40,000
- Contributions are tax deductible (like an RRSP)
- Qualifying withdrawals are tax-free (like a TFSA)
- Must be a first-time home buyer (has not owned a home in which they lived during the current or preceding four calendar years)
- Unused FHSA proceeds can be transferred on a tax-deferred basis to an RRSP or RRIF
For more information contact your Regional Investment Sales Representative.
Date posted: April 11, 2023
™ or ® denote registered trademarks of The Equitable Life Insurance Company of Canada.
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