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What's New?

Spring update and dividend scale for 2025/2026

Good news! The Equitable® Board of Directors has approved continuing our current dividend scale for the period of July 1, 2025, to June 30, 2026.

• The interest rate* we use to decide the dividend scale will stay at 6.40%.
• Other factors used to decide the dividend scale will stay the same.
• The interest rate for policies with dividends on deposit will stay at 3.50%.
• The interest rate for most policy loans will stay at 6.50%. This applies to both new and existing policy loans, and automatic premium loans. It specifically applies to Equimax® policies with a 9-digit policy number that starts with either "3" or "8". Older policies may have different loan rates as they are based on the prime interest rate.

*The dividend scale interest rate (DSIR) is different from the participating account (PAR) rate of return. The DSIR smooths out the ups and downs of the participating account experience. The PAR rate of return is the return on the investments in the participating account over the calendar year.

Need more information?

Watch Ask our Experts episode 1 featuring Cindy Shirley, Chief Underwriter and Claims Risk Management
 
Cindy chats with us about:

• Her approach to large case underwriting.
• The large case underwriting team.
• The important relationship between advisors and underwriters.


You can learn more about Cindy in her bio

The concept of viewing life insurance as an asset class only became mainstream in Canada 12 years ago, after Wayne Miller, BMATH, ASA, made the case for it in an industry magazine article.

Has anything changed in the past decade? Does a mutual company vs. a stock company make a difference? Equitable has been collaborating with Wayne to provide an answer – which is provided in this follow-up article to his original piece.

Read the Article in Chinese now

 

Our Chinese markets team

Jeff-Tse.jpg
Jeff Tse, BCom, CFP®
Asian Markets Vice President
Read bio
Andrew-Tang.jpg
Andrew Tang
Insurance Sales Director, Asian Markets Division
Read bio
Denny-Tsai.jpg
Denny Tsai, M. Sc.
Insurance Sales Director, Asian Markets Division
Read Bio
Lavina-Tan.jpg
Lavina Tan
Insurance Sales Director, Asian Markets Division
Read Bio
Stephanie-Wong-Headshot.jpg
Stephanie Wong, CFP®
Insurance Sales Director
Read Bio
 
 



Video Library

 

Why Equitable -The power of together
 

Spring update & 2024 Dividend scale
 

Large case markets
 

Term life insurance
*Videos are in English with Chinese sub-titles


Marketing Materials

For a complete list of all our marketing materials, please click here.

Interested in ordering marketing materials? Complete our Life & Health supply order form here
 
Form Number Cover Marketing Material Name Available Languages Product
0103 103ZHS.jpg 恒信保险公司简介
Introducing Equitable
EN | FR General
1038 1038CH.jpg 认识分红终身寿险
客户指南

Understanding Participating Whole Life 
EN | FR Participating Whole Life
1129 1828CH-(1).jpg Equimax保险指南
Equimax Client Guide
EN | FR Participating Whole Life
1248 1248CH-(1).jpg 了解
受保疾病

Understanding the Covered Conditions
EN | FR Critical Illness
1255 1255ZHS.png 附有定期寿险的独特房屋贷款保障
Unique Mortgage Protection
EN | FR Term
1258 1258CH.jpg EQUILIVING保险指南
Your Guide to EquiLiving
EN | FR Critical Illness
1287 1287CH.jpg EQUILIVING
儿童重疾保险

EquiLiving Critical Illness Insurance for Children
EN | FR Critical Illness
1505 1505CH.jpg 分红比例利率与分红账户回报率
过往30年的表现

Dividend scale interest rate 30-year historical performance
EN | FR General
1528 1528CH.jpg EQUILIVING重疾保险
您需要的时候便有保障

EquiLiving Claims Experience
EN | FR Critical Illness
1791 1791CH-(1).jpg 高档市场
保险方案

Advanced Market Insurance Solutions
EN | FR General
1893 1893CH.png 为儿童购买Equimax
终身寿险的
前瞻性思考

Forward thinking ... Equimax whole life insurance for children
EN | FR Participating Whole Life
1980 1980CH.jpg 财富世代传承策略案例研究
转移财富给成年子女

Intergenerational Wealth Transfer Strategy Case Study - Transferring wealth to an adult child
EN | FR Participating Whole Life
1981 1981CH.jpg 转移财富给成年子女
Wealth Transfer to an Adult
EN | FR Participating Whole Life
1988 1988CH.jpg 财富世代传承案例研究
转移财富给孙子女

Intergenerational Wealth Transfer Strategy Case Study - Transferring wealth to a grandchild
EN | FR Participating Whole Life
1989 1989CH.jpg 转移财富给孙子女
Wealth Transfer to a Grandchild
EN | FR Participating Whole Life
2075 2075CH.png 分红终身寿险
强劲及稳定的分红

Equimax Participating Whole Life Strong and Stable Dividends Equimax
EN | FR Participating Whole Life
2100 2100ch.jpg 10 大理由为大额保单
客户选择恒信保险

10 Great Reasons to Choose Equitable Life for Large Case Clients
EN | FR Participating Whole Life
2194 2194zhs.jpg 人寿保险作为一种资产类别 互惠保险版本
Life Insurance as an Asset Class - The mutuality edition
EN | FR Participating Whole Life