Critical Illness Insurance

Critical Illness Insurance

EquiLiving - Critical Illness Insurance

Critical illness insurance provides a lump sum benefit to help your client manage expenses and focus on recovery. EquiLiving is a fully underwritten plan that covers 26 critical conditions.

View our Critical Illness video on Vimeo


Key features include:

  • 26 covered critical conditions plus 5 additional covered conditions for children.
  • Loss of independent existence included at no extra charge and no minimum age limit to claim
  • 8 Early detection benefit covered conditions – 15% of face amount up to $50,000, can be claimed once for each condition.
  • Choice of guaranteed premium options: 10 year renewable to Age 75, Level to Age 75 and Level to  Age100 (coverage for life), 20 pay to Age 75 and 20 Pay coverage for life.
  • Equiliving is available as a rider on Equimax, Equitable Generations, Equation Generation IV and term plans.

A lump sum, tax-free benefit following the diagnosis and survival of one of the 26 covered Critical Conditions  including Loss of Independent Existence.

Will your clients qualify?

This pre-screening questionnaire will help you determine whether your client is likely to qualify for an EquiLiving plan or rider.

Critical illness insurance for children

When “Kiss it and make it better” isn’t enough. EquiLiving is available for children ages 30 days to 17 years and provides coverage for the following 5 childhood covered critical conditions in addition to the 26 covered critical conditions in our EquiLiving plans for ages 18 and over:

  • Cerebral Palsy
  • Congenital Heart Disease
  • Cystic Fibrosis
  • Muscular Dystrophy
  • Type 1 Diabetes Mellitus

Equitable Life shares the hows and whys to broach the topic of children's insurance in this article "Tackling a Taboo: How to broach the topic of children's insurance with your clients."

Interested in ordering marketing materials? Complete our Life & Health supply order form

Canada's Anti-Spam Legislation - The digital printer friendly versions of these brochures are not to be altered. PLEASE NOTE that if you choose to distribute the brochure by electronic mail to your clients or prospects, you must comply with Canada's new anti-spam legislation. You could be subject to severe penalties should you not comply. Find out more at fightspam.gc.ca.

This table includes downloadable marketing materials saved in PDF format. Each row is a different product and may contain versions of the brochure in alternate languages.
Form Number Cover Marketing Material Name Available Languages Product
2146 Download cover image for file Cloud DX Advisor Guide Cloud DX Advisor Guide File FR Critical illness Insurance
2147 Download cover image for file Cloud DX Client Guide Cloud DX Client Guide File FR Critical illness Insurance
1271 Download cover image for file 5 Reasons for doing business with Equitable 5 Reasons for doing business with Equitable File
This advisor piece lists the top 5 reasons why Equitable Life should be your first choice.
FR General Content
1525 Download cover image for file A Small Price to Pay A Small Price to Pay File FR Critical illness Insurance
1139 Download cover image for file Basic CI Needs Worksheet Basic CI Needs Worksheet File FR Critical illness Insurance
1290 Download cover image for file Children's CI - A lifetime of protection Children's CI - A lifetime of protection File FR Critical illness Insurance
1196 Download cover image for file Children's CI - Forced Savings for Education Children's CI - Forced Savings for Education File
This sales track shows you how to use EquiLiving CI with ROP to fund education.
FR Critical illness Insurance
2029 Download cover image for file Cloud DX FAQ Cloud DX FAQ File FR Critical illness Insurance
1914 Download cover image for file Path to Success - Critical Illness Insurance Claims Path to Success - Critical Illness Insurance Claims File FR Critical illness Insurance
1934 Download cover image for file Path to Success - Critical Illness Insurance: History and Opportunity Path to Success - Critical Illness Insurance: History and Opportunity File FR Critical illness Insurance
1921 Download cover image for file Path to Success - Designing the CI Solution: Amount of Coverage Path to Success - Designing the CI Solution: Amount of Coverage File FR Critical illness Insurance
1923 Download cover image for file Path to Success - Designing the Ci Solution: Optional Riders Path to Success - Designing the Ci Solution: Optional Riders File FR Critical illness Insurance
1943 Download cover image for file Path to Success - Designing the Ci Solution: Selecting the Premium Structure Path to Success - Designing the Ci Solution: Selecting the Premium Structure File FR Critical illness Insurance
1927 Download cover image for file Path to Success - Designing the Critical Illness Solution Path to Success - Designing the Critical Illness Solution File FR Critical illness Insurance
1913 Download cover image for file Path to Success - Objections: Anticipating the Objections Your Clients My Have Path to Success - Objections: Anticipating the Objections Your Clients My Have File FR Critical illness Insurance
1905 Download cover image for file Path to Success - Overcoming Objections: CI is Expensive Path to Success - Overcoming Objections: CI is Expensive File FR Critical illness Insurance
1915 Download cover image for file Path to Success - Overcoming Objections: I Can Use My Own Money Path to Success - Overcoming Objections: I Can Use My Own Money File FR Critical illness Insurance
1906 Download cover image for file Path to Success - Overcoming Objections: I Don’t Understand the Definitions Path to Success - Overcoming Objections: I Don’t Understand the Definitions File FR Critical illness Insurance
1918 Download cover image for file Path to Success - Overcoming Objections: I Have Long Term Disability Insurance Already Path to Success - Overcoming Objections: I Have Long Term Disability Insurance Already File FR Critical illness Insurance
1919 Download cover image for file Path to Success - Overcoming Objections: I Have Mortgage Insurance Path to Success - Overcoming Objections: I Have Mortgage Insurance File FR Critical illness Insurance
1894 Download cover image for file Path to Success - Overcoming Objections: I’m Healthy, Why Are You Showing Me This? Path to Success - Overcoming Objections: I’m Healthy, Why Are You Showing Me This? File FR Critical illness Insurance
1916 Download cover image for file Path to Success - Overcoming Objections: It Doesn’t Seem Like Enough Coverage Path to Success - Overcoming Objections: It Doesn’t Seem Like Enough Coverage File FR Critical illness Insurance
1891 Download cover image for file Path to Success - Overcoming Objections: Maybe Later Path to Success - Overcoming Objections: Maybe Later File FR Critical illness Insurance
1896 Download cover image for file Path to Success - Pivoting to CI from Investment Planning Path to Success - Pivoting to CI from Investment Planning File FR Critical illness Insurance
1897 Download cover image for file Path to Success - Pivoting to CI from Life Insurance Path to Success - Pivoting to CI from Life Insurance File FR Critical illness Insurance
1898 Download cover image for file Path to Success - Pivoting to CI from Long Term Disability Insurance Path to Success - Pivoting to CI from Long Term Disability Insurance File FR Critical illness Insurance
1900 Download cover image for file Path to Success - Positioning CI for Children  and Young Adults Path to Success - Positioning CI for Children and Young Adults File FR Critical illness Insurance
1895 Download cover image for file Path to Success - Positioning CI in the Business Market Path to Success - Positioning CI in the Business Market File FR Critical illness Insurance
1925 Download cover image for file Path to Success - Positioning the Critical Illness Insurance Funds: Attachment Path to Success - Positioning the Critical Illness Insurance Funds: Attachment File FR Critical illness Insurance
1901 Download cover image for file Path to Success - Potential uses of the Critical Illness Insurance Funds Path to Success - Potential uses of the Critical Illness Insurance Funds File FR Critical illness Insurance
1920 Download cover image for file Path to Success - Preparing Your Client for Underwriting Outcomes Path to Success - Preparing Your Client for Underwriting Outcomes File FR Critical illness Insurance
1758 Download cover image for file Take a Premium Holiday Take a Premium Holiday File FR Critical illness Insurance
Term
Universal Life
1907 Download cover image for file Path to Success - The four question Critical Illness sale Path to Success - The four question Critical Illness sale File FR Critical illness Insurance
1924 Download cover image for file Path to Success - Why Critical Illness Insurance Today? Path to Success - Why Critical Illness Insurance Today? File FR Critical illness Insurance
2061 Download cover image for file The Ultimate Bundle for Young Professionals The Ultimate Bundle for Young Professionals File FR Critical illness Insurance
Term
Universal Life
1259 Download cover image for file Critical Protection: EquiLiving Critical Illness (Client Brochure) Critical Protection: EquiLiving Critical Illness (Client Brochure) File
This brochure introduces your clients to critical illness insurance.
FR Critical illness Insurance
N/A EquiLiving Admin/Advisor Guide File FR Critical illness Insurance
1528 Download cover image for file EquiLiving Claims Experience EquiLiving Claims Experience File
What are the most frequently claimed illnesses in the industry? How does Equitable Life compare? What are real life examples of critical illness claims paid by Equitable Life? English is available in pdf format only. French is available in pdf and print at this time.
FR CH Critical illness Insurance
1287 Download cover image for file EquiLiving Critical Illness Insurance for Children EquiLiving Critical Illness Insurance for Children File
EquiLiving CI for children covers the usual 26 adult illnesses plus 5 additional childhood conditions.
FR CH Critical illness Insurance
N/A EquiLiving FAQ File FR Critical illness Insurance
2023 Download cover image for file EquiLiving Product Summary (Adults) EquiLiving Product Summary (Adults) File
This one page document provides advisors with an overview of the target market, features and benefits specific to EquiLiving critical illness insurance for adults.
FR Critical illness Insurance
2026 Download cover image for file EquiLiving Product Summary (Children) EquiLiving Product Summary (Children) File
This one page document provides advisors with an overview of the target market, features and benefits specific to EquiLiving critical illness insurance for children.
FR Critical illness Insurance
2025 Download cover image for file Financial Critical Illness Underwriting Guidelines Financial Critical Illness Underwriting Guidelines File FR Critical illness Insurance
1025 Download cover image for file Individual Life & Health Products At-a-glance Individual Life & Health Products At-a-glance File
This guide can be used as an easy reference to all of Equitable's Life and Health products currently available for sale.
FR General Content
Critical illness Insurance
Participating Whole Life
Term
Sales Strategies
1312 Download cover image for file Protect your Retirement Assets Protect your Retirement Assets File FR Critical illness Insurance
1309 Download cover image for file Protecting Yourself and Your Family with Critical Illness and Term Life Insurance Protecting Yourself and Your Family with Critical Illness and Term Life Insurance File FR Critical illness Insurance
Term
1735 Download cover image for file Protecting that Bundle of Joy Protecting that Bundle of Joy File FR Critical illness Insurance
Participating Whole Life
1286 Download cover image for file Protecting the important things in life Protecting the important things in life File
Having your clients complete this checklist will help them discover for themselves that while they have insurance for their car and home, they may not have protection for what's really important.
FR Critical illness Insurance
1248 Download cover image for file Understanding The Covered Conditions Understanding The Covered Conditions File
This booklet provides detailed definitions for the conditions covered by EquiLiving.
FR CH Critical illness Insurance
2040 Download cover image for file Why EquiLiving Critical Illness Insurance Why EquiLiving Critical Illness Insurance File FR Critical illness Insurance
1258 Download cover image for file Your Guide to EquiLiving (Client Guide) Your Guide to EquiLiving (Client Guide) File
An overview of EquiLiving critical illness insurance to potential and existing clients, explaining key features and benefits of EquiLiving, the conditions covered by the plan and the optional riders.
FR CH Critical illness Insurance
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This program was designed with you, the Advisor, in mind.

 

Path to Success: Expert Advice on navigating CI Sales provides you with actionable ideas and scripts that you can implement immediately into your critical illness insurance meetings. CE Credits are available if you review the program in its entirety and complete the quizzes at the end of each section.

For more information, visit the Critical Illness Path to Success page.