Guaranteed Interest Account

Guaranteed Interest Account


Guaranteed Interest Account

A Guaranteed Interest Account (GIA) can be used as an emergency fund. A GIA can also be used as a guaranteed holding of an investment portfolio or even guarding against market volatility. Equitable Life's GIAs offer security of principal with a guaranteed rate of return. GIAs can also be used with a Tax-Free Savings Account.
 

Notable Features

  • Highly competitive interest rates (compound or simple interest)
  • No policy fees
  • Rate guarantees
  • Flexible access to investments
  • Potential for creditor protection
  • Estate planning

Investment Options

A Daily Interest Account (DIA) is like a high-interest savings account. It can be an option for those looking for a stable and secure investment.

1 to 10-year terms are annually compounded interest accounts. These accounts can be available for as little as $500. There is the option of having the interest earned and paid out on a monthly or annual basis. This option is available with a minimum $10,000 investment.

Term Deposit Account (TDAs) are simple interest accounts. These accounts are available with a Retirement Income Fund and Life Income Fund only. Terms from 11 to 30 years are available with the minimum investment of $5,000.
 
 
 

If you would like to order paper copies, click here for the Savings and Retirement Supply Order Form.

 
This table includes downloadable marketing materials saved in PDF format. Each row is a different product and may contain versions of the brochure in alternate languages.
Form Number Cover Marketing Material Name Available Languages Product
0686 Download cover image for file GDA Special Quote Form (2015/05/12) GDA Special Quote Form (2015/05/12) File
Available in PDF only (fillable/savable)
FR
1790 Download cover image for file Guaranteed Interest Account Contract (2019/03/28) Guaranteed Interest Account Contract (2019/03/28) File
GIA contract summary
FR
0799 Download cover image for file Guaranteed Interest Accounts Reg/Non Reg Application  (2021/04/12) Guaranteed Interest Accounts Reg/Non Reg Application (2021/04/12) File
(fillable/savable)
FR
0796 Download cover image for file Guaranteed Interest Accounts,  Tax-Free Savings Account Application (2020/06/30) Guaranteed Interest Accounts, Tax-Free Savings Account Application (2020/06/30) File
(fillable/savable)
FR

If you would like to order paper copies, click here for the Savings and Retirement Supply Order Form.

 
This table includes downloadable marketing materials saved in PDF format. Each row is a different product and may contain versions of the brochure in alternate languages.
Form Number Cover Marketing Material Name Available Languages Product
1116 Download cover image for file Guaranteed Interest Account - Product at a Glance Guaranteed Interest Account - Product at a Glance File
Saving a few dollars every month is impressive but what if that money could earn a little extra? Consider a Guaranteed Interest Account (GIA).
FR
1049 Download cover image for file Guaranteed Interest Account Client Brochure Guaranteed Interest Account Client Brochure File
A guaranteed interest account (GIA) guards against market volatility by providing security of principal with a guaranteed rate of return.
FR

If you would like to order paper copies, click here for the Savings and Retirement Supply Order Form.

 
This table includes downloadable marketing materials saved in PDF format. Each row is a different product and may contain versions of the brochure in alternate languages.
Form Number Cover Marketing Material Name Available Languages Product
1638 Download cover image for file Equitable Life's Competitive Advantage Equitable Life's Competitive Advantage File
Advisors are making Equitable Life their first choice for Savings and Retirement products... here’s why
FR
1655 Download cover image for file GDA Auto-Laddering GDA Auto-Laddering File
A Guaranteed Deposit Account (GDA) can be ideal for investors who are looking for security and a guaranteed interest rate.
FR
1137 Download cover image for file Guaranteed Investments- Are All Created Equal? Guaranteed Investments- Are All Created Equal? File
The answer is a resounding NO. Guaranteed investments are ideal for prudent investors during all market conditions.
FR
1306 Download cover image for file Simple Interest Payout Option Simple Interest Payout Option File
Looking for a secure investment option that provides you with a regular stream of income while keeping your principal investment intact?
FR
1618 Download cover image for file The Equitable Life Investment Advantage The Equitable Life Investment Advantage File
When you invest with Equitable Life, you are entitled to features that protect your investment throughout your life, and assist in the efficient transfer of assets when you pass away.
FR CH
1514 Download cover image for file Gradual Inheritance Strategy Gradual Inheritance Strategy File
When electing this option, you are requesting that the death benefit proceeds payable at your death are used to purchase an annuity for your beneficiary(ies).
FR

Select the appropriate choice to find the current interest rates for Equitable Life's guaranteed interest account.