Guaranteed Interest Account (GIA)
Guaranteed Interest Account
A Guaranteed Interest Account (GIA) can be used as an emergency fund. A GIA can also be used as a guaranteed holding of an investment portfolio or even guarding against market volatility. Equitable Life's GIAs offer security of principal with a guaranteed rate of return. GIAs can also be used with a Tax-Free Savings Account.Notable Features
- Highly competitive interest rates (compound or simple interest)
- No policy fees
- Rate guarantees
- Flexible access to investments
- Potential for creditor protection
- Estate planning
Investment Options
A Daily Interest Account (DIA) is like a high-interest savings account. It can be an option for those looking for a stable and secure investment.1 to 10-year terms are annually compounded interest accounts. These accounts can be available for as little as $500. There is the option of having the interest earned and paid out on a monthly or annual basis. This option is available with a minimum $10,000 investment.
Term Deposit Account (TDAs) are simple interest accounts. These accounts are available with a Retirement Income Fund and Life Income Fund only. Terms from 11 to 30 years are available with the minimum investment of $5,000.
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If you would like to order paper copies, click here for the Savings and Retirement Supply Order Form.
| Form Number | Cover | Marketing Material Name | Available Languages | Product |
|---|---|---|---|---|
| 0686 |
|
GDA Special Quote Form (2015/05/12)
File
Available in PDF only (fillable/savable) |
FR | |
| 1790 |
|
Guaranteed Interest Account Contract (2021/07/06)
File
GIA contract summary |
FR | |
| 0799 |
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|
Guaranteed Interest Accounts Reg/Non Reg Application
File
(fillable/savable) |
FR | |
| 0796 |
|
Guaranteed Interest Accounts, Tax-Free Savings Account Application
File
(fillable/savable) |
FR |
If you would like to order paper copies, click here for the Savings and Retirement Supply Order Form.
| Form Number | Cover | Marketing Material Name | Available Languages | Product |
|---|---|---|---|---|
| 1116 |
|
Guaranteed Interest Account - Product at a Glance
File
Saving a few dollars every month is impressive but what if that money could earn a little extra? Consider a Guaranteed Interest Account (GIA). |
FR | |
| 1049 |
|
Guaranteed Interest Account Client Brochure
File
A guaranteed interest account (GIA) guards against market volatility by providing security of principal with a guaranteed rate of return. |
FR |
If you would like to order paper copies, click here for the Savings and Retirement Supply Order Form.
| Form Number | Cover | Marketing Material Name | Available Languages | Product |
|---|---|---|---|---|
| 1638 |
|
Equitable Life's Competitive Advantage
File
Advisors are making Equitable Life their first choice for Savings and Retirement products... here’s why |
FR | |
| 1655 |
|
GDA Auto-Laddering
File
A Guaranteed Deposit Account (GDA) can be ideal for investors who are looking for security and a guaranteed interest rate. |
FR | |
| 1137 |
|
Guaranteed Investments- Are All Created Equal?
File
The answer is a resounding NO. Guaranteed investments are ideal for prudent investors during all market conditions. |
FR | |
| 1306 |
|
Simple Interest Payout Option
File
Looking for a secure investment option that provides you with a regular stream of income while keeping your principal investment intact? |
FR | |
| 1618 |
|
The Equitable Investment Advantage
File
When you invest with Equitable, you are entitled to features that protect your investment throughout your life, and assist in the efficient transfer of assets when you pass away. |
FR CH | |
| 1514 |
|
Gradual Inheritance Strategy
File
When electing this option, you are requesting that the death benefit proceeds payable at your death are used to purchase an annuity for your beneficiary(ies). |
FR |