Term Insurance

Flexible protection that can last a LIFETIME!

Make a 10 year term last 25 years
(Exchange option)

Delay your renewal period (and higher renewal premiums) by exchanging your 10 year term for a new 20 year term by the 5th anniversary.¹
No additional underwriting required.

Cover both your temporary and lifetime needs
(Partial conversion program)

Convert part of your term policy to a permanent policy and add a term rider for the remaining coverage.
Convenience of one policy and one policy fee.²
No additional underwriting required, regardless of health.

Get protection for life
(Full conversion)

Convert³ your entire term policy to a participating whole life or universal life policy.
Lock in lifetime rates.

MORE REASONS TO CHOOSE EQUITABLE LIFE TERM

	How do we stack up? See our Competitive LifeGuide® rankings. (français)
	Balancing need and affordability. (français) Find the right combination of term solutions (Term 10, Term 20 and Term 30/65) at the right cost. See how the Product Comparison Report can help. (français)
	Clients who qualify for preferred rates on term riders or stand-alone plans may automatically qualify for EquiLiving® critical illness insurance. Find out more about our CI Special Offer. (français)

¹ It must be done by the 5th anniversary, or before age 65, whichever comes first. The new 20 year plan will be issued at current age and rates.

² Plan minimums must be met. If 50% or more is converted, the remaining term can be added as a term rider at current age and rates. If less than 50% is converted, a term rider can be added to the permanent plan with a maximum face amount equal to the permanent coverage.

³ Conversion must occur prior to the age specified in the contract. See contract for details.

Term Insurance

Flexible protection that can last a LIFETIME!

MORE REASONS TO CHOOSE EQUITABLE LIFE TERM

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