Segregated Funds
Pivotal Select Segregated Funds
Pivotal Select™ offers your clients a wide range of segregated fund investment options with growth potential and financial protection. With a variety of asset classes and product features, Pivotal Select segregated funds provide the flexibility needed to build a customized financial plan that will help your clients reach their investment goals.
Fund Options:
With a variety of diverse segregated funds to choose from, your investment solutions can be tailored to meet your specific objectives. Click here for a complete list of our segregated funds and fund performance. (Printable PDF)
Maturity and Death Benefit Guarantee Options:
- • Investment Class (75/75)
- • Estate Class (75/100)
- • Protection Class (100/100)
Sales Charge Options:
- • No Load (NL)
- • No Load CB (NL-CB)
- • No Load CB5 (NL-CB5)
Product Options:
- • Dollar-Cost Averaging
- • Online Banking Deposits
- • Investment Loans
- • Annual Resets
Available Registration Options:
- • Non-Registered Savings Plan
- • Tax-Free Savings Account (TFSA)
- • Registered Retirement Savings Plan (RRSP)
- • First Home Savings Account (FHSA)
- • Retirement Income Fund (RIF)
- • Locked-In Retirement Account (LIRA, RLSP, LRSP)
- • Life Income Fund (LIF, PRIF, LRIF, RLIF)
Competitive Advantages:
- • A world of investment opportunity: fund choices that offer a wide range of asset classes, with global investment options available within every guarantee class.
- • Powerful resets: annual client-initiated resets to age 80 that lock-in market gains (Estate Class 75/100 and Protection Class 100/100).
- • 100% death benefit guarantee: offers a non-reducing death benefit, where every deposit made to the Estate Class (75/100) and Protection Class (100/100) guarantee options always receives a 100% death benefit guarantee, with deposits accepted to age 85.
- • 100% maturity guarantee: every deposit made to the Protection Class (100/100) guarantee option within the first year is fully protected with a 100% maturity guarantee on the 15th policy anniversary.
- • Competitive price: offering competitive MERs and some of the lowest guarantee fees amongst our competitors.
- • Equitable Client Access: an online client portal that your clients can use to view their policy information and market values, and tools that allow your clients to make updates to their banking details and contact information.
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If you would like to order paper copies, click here for the Savings and Retirement Supply Order Form.
| Form Number | Cover | Marketing Material Name | Available Languages | Product |
|---|---|---|---|---|
| 2086 |
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|
Pivotal Select FHSA Application
File
(fillable/savable) |
FR | |
| 0693ANN |
|
Investment Direction - Legacy products
File
(fillable/savable) |
FR | |
| 1388 |
|
Change of Sales Charge Option (Pivotal Select)
File
(fillable/savable) |
FR | |
| 1605 |
|
DSC & Transfer Fee Reimbursement Request Form
File
Available in PDF only (fillable/savable) |
FR | |
| 0693SEL |
|
Investment Direction - Pivotal Select
File
(fillable/savable) |
FR | |
| 1366 |
|
Pivotal Select Fund Facts
File
Looking for more fund information, we’ve got you covered – not just at purchase, but in the years to come too. |
FR | |
| 1403 |
|
Pivotal Select Contract and Information Folder
File
A complete and detailed disclosure of all material facts relating to Equitable's Pivotal Select product. The Pivotal Select Fund Facts must accompany this item. |
FR | |
| 1384 |
|
Pivotal Select Application Registered/Non-Registered
File
(fillable/savable) |
FR | |
| 1383 |
|
Pivotal Select TFSA Application
File
(fillable/savable) |
FR |
If you would like to order paper copies, click here for the Savings and Retirement Supply Order Form.
| Form Number | Cover | Marketing Material Name | Available Languages | Product |
|---|---|---|---|---|
| 2125 |
|
Another reason to invest with Equitable
File
In case you need another reason, Equitable is a member of Assuris. Assuris is an independent, not for profit, industry-funded organization that protects contractholders, should their insurance company fail. |
FR | |
| 2106 |
|
Corporately Owned Segregated Funds
File
Who’s involved with a corporately owned segregated fund |
FR | |
| 1979 |
|
Benefits of segregated funds in a TFSA
File
This savings option allows you to grow your savings without ever paying tax on the growth within your account. This is different from traditional savings accounts where you are required to pay tax on the growth earned by your investment. (Available in PDF only). |
FR | |
| 1975 |
|
Chargeback sales charge options
File
No Load CB and No Load CB5 are sales charge options in Pivotal Select. When a deposit is made into a NL-CB or NL-CB5 fund the advisor receives upfront commission. (Available in PDF only) |
FR | |
| 1675 |
|
Insights into Non-registered taxation
File
When you invest in non-registered segregated funds you may receive a T3 tax slip* that reports the income that was allocated to your policy in the previous tax year. |
FR | |
| 1970 |
|
Personalized Brochure - Benefits of segregated funds in a Tax-free Savings Account
File
Equitable is pleased to offer you professionally designed personalized ads to advertise the benefits of segregated funds in an Equitable Tax-free Savings Account |
FR | |
| 1551 |
|
Pivotal Select Guarantee Fees
File
One of the most attractive features of segregated funds is the guarantees that are embedded into the product. (Available in PDF only) |
FR | |
| 1756 |
|
Pivotal Select Preferred Pricing
File
At Equitable, we know the importance of reaching your investment goals. |
FR | |
| 0375SEL |
|
Pivotal Select segregated fund codes and fees
File
A reference document listing all of Equitable's segregated fund codes (past and present). (Available in PDF only) |
FR | |
| 1037 |
|
Equitable Life Active Balanced Portfolios
File
When it comes to choosing the right fund, investors have different investment needs. (Available in PDF only) |
FR | |
| 0375ANN |
|
Equitable’s Legacy Products: Personal Investment Portfolio and Pivotal Solutions Segregated Fund Codes (2024/07/31)
File
Personal Investment Portfolio and Pivotal Solutions segregated fund codes. (Available in PDF only) |
FR | |
| 1112 |
|
Segregated Funds and Estate Planning
File
When you invest with Equitable, you are entitled to features that protect your investment throughout your life, and assist in the efficient transfer of assets when you pass away. |
FR | |
| 1366 |
|
Pivotal Select Fund Facts
File
Looking for more fund information, we’ve got you covered – not just at purchase, but in the years to come too. |
FR | |
| 1385 |
|
Pivotal Select Product at a Glance
File
This handy overview gives you an overview of the Pivotal Select product, including the Investment Class, Estate Class and Protection Class guarantee options. |
FR | |
| 1386 |
|
Pivotal Select Estate Class Client Brochure (2024/01/24)
File
Pivotal Select Estate Class is one of the guarantee options available on the Pivotal Select product. |
FR CH | |
| 1387 |
|
Pivotal Select Investment Class Client Brochure (2024/04/20)
File
Pivotal Select Investment Class is a robust segregated fund offering for investors looking for growth potential and flexibility. |
FR CH | |
| 1403 |
|
Pivotal Select Contract and Information Folder
File
A complete and detailed disclosure of all material facts relating to Equitable's Pivotal Select product. The Pivotal Select Fund Facts must accompany this item. |
FR | |
| 1404 |
|
Product Portfolio Comparison Guide
File
Choosing the right selection of investments can be a challenge. It’s important that your investment portfolio align with your financial objectives, time horizon and attitude towards risk. |
FR | |
| 1547 |
|
Pivotal Select Protection Class (Advisor piece)
File
Pivotal Select™ Protection Class is ideal for investors who are looking for growth potential, but also want to know their principal is protected regardless of market performance. |
FR | |
| 1548 |
|
Pivotal Select Protection Class (Client brochure)
File
Pivotal Select Protection Class is an enhanced segregated fund offering for investors who want the opportunity for growth, but with the added guarantee that their principal investment is fully protect |
FR CH |
If you would like to order paper copies, click here for the Savings and Retirement Supply Order Form.
| Form Number | Cover | Marketing Material Name | Available Languages | Product |
|---|---|---|---|---|
| 2024 |
|
2024 the Big Picture Handout
File
The power of compounding and diversification. This digital handout shows the inferred growth of one thousand dollars invested on January 1, 1935. (Available in PDF only) |
||
| 2052 |
|
Pivotal Select Investment Class (75/75)
File
The funds offer more choice and flexibility for clients in a wide range of asset classes. (Available in PDF only) |
FR | |
| 2054 |
|
Introducing sustainable investment segregated funds to Pivotal Select Investment Class (75/75)
File
Sustainable investments include investments that intend to apply one or more ESG (Environmental, Social and Governance) principles in their investment strategy. |
FR | |
| 1979 |
|
Benefits of segregated funds in a TFSA
File
This savings option allows you to grow your savings without ever paying tax on the growth within your account. This is different from traditional savings accounts where you are required to pay tax on the growth earned by your investment. (Available in PDF only). |
FR | |
| 1638 |
|
Equitable's Competitive Advantage
File
When it comes to simple and straightforward investment products and resources for clients, advisors look to Equitable® to help build and support their business. |
FR | |
| 1611 |
|
Grow your guarantee with resets
File
You can choose to reset once a year at any time, giving you the opportunity to protect investment gains within your policy. |
FR | |
| 1675 |
|
Insights into Non-registered taxation
File
When you invest in non-registered segregated funds you may receive a T3 tax slip* that reports the income that was allocated to your policy in the previous tax year. |
FR | |
| 1970 |
|
Personalized Brochure - Benefits of segregated funds in a Tax-free Savings Account
File
Equitable is pleased to offer you professionally designed personalized ads to advertise the benefits of segregated funds in an Equitable Tax-free Savings Account |
FR | |
| 1551 |
|
Pivotal Select Guarantee Fees
File
One of the most attractive features of segregated funds is the guarantees that are embedded into the product. (Available in PDF only) |
FR | |
| 1165 |
|
Pivotal Select Investor Profile Questionnaire
File
Before you invest, it is important to understand your attitude towards risk. Knowing your tolerance for risk can help you choose an appropriate portfolio. |
FR | |
| 1756 |
|
Pivotal Select Preferred Pricing
File
At Equitable, we know the importance of reaching your investment goals. |
FR | |
| 1885 |
|
Take emotions out of investing
File
Did you ever buy something when you were happy? What about when you were sad? Emotions often impact our day-to-day life whether we realize it or not. |
FR | |
| 1618 |
|
The Equitable Investment Advantage
File
When you invest with Equitable, you are entitled to features that protect your investment throughout your life, and assist in the efficient transfer of assets when you pass away. |
FR CH | |
| 1305 |
|
The Right Time To Buy And Sell
File
With these current market conditions, review this example about buying your dream home to help put investing in proper prospective. (Available in PDF format only) |
FR | |
| 1514 |
|
Gradual Inheritance Strategy
File
When electing this option, you are requesting that the death benefit proceeds payable at your death are used to purchase an annuity for your beneficiary(ies). |
FR | |
| 1759 |
|
Understanding Equitable’s Pivotal Select Preferred Pricing Program
File
We know the importance of reaching your investment goals. By offering lower management fees on our Pivotal Select product, we can help you achieve your goals sooner. |
FR | |
| 1797 |
|
Understanding your Investor Profile
File
Investing in fixed income and equity securities is not without risk. Financial markets can rise and fall and investment decisions revolve around the risk/return trade off you are willing to assume. |
FR |
| Form Number | Cover | Marketing Material Name | Available Languages | Product |
|---|---|---|---|---|
| 2093 |
|
Equitable Life ClearBridge Sustainable Global Infrastructure Income Fund Select
File
Although an often-overlooked asset class, infrastructure assets are physical assets that provide an essential service to society. Investing in infrastructure can offer stability and diversification in a well-balanced portfolio. (Available in PDF only) |
FR | |
| 2078 |
|
Equitable Life Dynamic Global Real Estate Fund Select
File
Some investors may be missing out on the benefits of real estate investments. Investing in real estate can help to diversify an investment portfolio and manage overall risk. (Available in PDF only) |
FR | |
| 2104 |
|
Equitable Life Dynamic US Monthly Income Fund Select
File
As a Global Equity Balanced asset class, investors benefit from long-term capital growth through investments that include a broad range of U.S. equity and debt securities. |
FR |
| Form Number | Cover | Marketing Material Name | Available Languages | Product |
|---|---|---|---|---|
| 1058A |
|
Segregated Fund Annual Report - December 31, 2023 File | FR | |
| 1058 |
|
Segregated Fund Semi-annual Report - June 30, 2024
File
Equitable Segregated Funds (Available in PDF only) |
FR |
Franklin Templeton
Learn More
Note: The performance and fees of the underlying funds are not representative of the segregated funds offered by Equitable. Equitable is not responsible for the content or accuracy of information provided by the underlying fund managers and will not be liable for any errors or omissions.