Segregated Funds
Franklin Templeton
Equitable Life Partner Site
Note: The performance and fees of the underlying funds are not representative of the segregated funds offered by Equitable Life. Equitable Life is not responsible for the content or accuracy of information provided by the underlying fund managers and will not be liable for any errors or omissions.
Pivotal Select Segregated Funds
Pivotal Select™ offers your clients a wide range of segregated fund investment options with growth potential and financial protection. With a variety of asset classes and product features, Pivotal Select segregated funds provide the flexibility needed to build a customized financial plan that will help your clients reach their investment goals.
Fund Options:
With a variety of diverse segregated funds to choose from, your investment solutions can be tailored to meet your specific objectives. Click here for a complete list of our segregated funds and fund performance. (Printable PDF)
Check out the yield to maturity on the Equitable Life Money Market Fund Select (Printable PDF)
Maturity and Death Benefit Guarantee Options:
- • Investment Class (75/75)
- • Estate Class (75/100)
- • Protection Class (100/100)
Sales Charge Options:
- • No Load (NL)
- • No Load CB (NL-CB)
- • No Load CB5 (NL-CB5)
Product Options:
- • Automatic Payment Increase Option
- • Dollar-Cost Averaging
- • Online Banking Deposits
- • Investment Loans
- • Annual Resets
Available Registration Options:
- • Non-Registered Savings Plan
- • Tax-Free Savings Account (TFSA)
- • Registered Retirement Savings Plan (RRSP)
- • First Home Savings Account (FHSA)
- • Retirement Income Fund (RIF)
- • Locked-In Retirement Account (LIRA, RLSP, LRSP)
- • Life Income Fund (LIF, PRIF, LRIF, RLIF)
Competitive Advantages:
- • A world of investment opportunity: fund choices that offer a wide range of asset classes, with global investment options available within every guarantee class.
- • Powerful resets: annual client-initiated resets to age 80 that lock-in market gains (Estate Class 75/100 and Protection Class 100/100).
- • 100% death benefit guarantee: offers a non-reducing death benefit, where every deposit made to the Estate Class (75/100) and Protection Class (100/100) guarantee options always receives a 100% death benefit guarantee, with deposits accepted to age 85.
- • 100% maturity guarantee: every deposit made to the Protection Class (100/100) guarantee option within the first year is fully protected with a 100% maturity guarantee on the 15th policy anniversary.
- • Competitive price: offering competitive MERs and some of the lowest guarantee fees amongst our competitors.
- • Equitable Client Access: an online client portal that your clients can use to view their policy information and market values, and tools that allow your clients to make updates to their banking details and contact information.
If you would like to order paper copies, click here for the Savings and Retirement Supply Order Form.
| Form Number | Cover | Marketing Material Name | Available Languages | Product |
|---|---|---|---|---|
| 2106 |
|
Corporately Owned Segregated Funds File
Who’s involved with a corporately owned segregated fund |
FR | |
| 2086 |
|
Pivotal Select FHSA Application File
(fillable/savable) |
FR | |
| 1970 |
|
Personalized Ads - Benefits of segregated funds in a Tax-free Savings Account File | FR | |
| 1388 |
|
Change of Sales Charge Option (Pivotal Select) (2020/12/07) File
(fillable/savable) |
FR | |
| 1605 |
|
DSC & Transfer Fee Reimbursement Request Form File
Available in PDF only (fillable/savable) |
FR | |
| 1366 |
|
Pivotal Select Fund Facts (2023/05/29) File
Looking for more fund information, we’ve got you covered – not just at purchase, but in the years to come too. |
FR | |
| 1403 |
|
Pivotal Select Contract and Information Folder File
A complete and detailed disclosure of all material facts relating to Equitable Life's Pivotal Select product. The Pivotal Select Fund Facts must accompany this item. |
FR | |
| 1384 |
|
Pivotal Select Application Registered/Non-Registered File
(fillable/savable) |
FR | |
| 1383 |
|
Pivotal Select TFSA Application File
(fillable/savable) |
FR |
If you would like to order paper copies, click here for the Savings and Retirement Supply Order Form.
| Form Number | Cover | Marketing Material Name | Available Languages | Product |
|---|---|---|---|---|
| 2106 |
|
Corporately Owned Segregated Funds File
Who’s involved with a corporately owned segregated fund |
FR | |
| 1979 |
|
Benefits of segregated funds in a TFSA File
This savings option allows you to grow your savings without ever paying tax on the growth within your account. This is different from traditional savings accounts where you are required to pay tax on the growth earned by your investment. (Available in PDF only). |
FR | |
| 1975 |
|
Chargeback sales charge options File
No Load CB and No Load CB5 are sales charge options in Pivotal Select. When a deposit is made into a NL-CB or NL-CB5 fund the advisor receives upfront commission. (Available in PDF only) |
FR | |
| 1971 |
|
Fidelity Investments funds for Pivotal Select File
The newly offered Fidelity® Investments funds for Pivotal Select™ segregated funds invest in underlying mutual funds. (Available in PDF only) |
FR | |
| 1675 |
|
Insights into Non-registered taxation File
When you invest in non-registered segregated funds you may receive a T3 tax slip* that reports the income that was allocated to your policy in the previous tax year. |
FR | |
| 1970 |
|
Personalized Ads - Benefits of segregated funds in a Tax-free Savings Account File | FR | |
| 1551 |
|
Pivotal Select Guarantee Fees File
One of the most attractive features of segregated funds is the guarantees that are embedded into the product. (Available in PDF only) |
FR | |
| 1756 |
|
Pivotal Select Preferred Pricing File
At Equitable Life®, we know the importance of reaching your investment goals. |
FR | |
| 0375SEL |
|
Pivotal Select segregated fund codes and fees (2023/02/17) File
A reference document listing all of Equitable Life's segregated fund codes (past and present). (Available in PDF only) |
FR | |
| 1037 |
|
Equitable Life Active Balanced Portfolios File
When it comes to choosing the right fund, investors have different investment needs. (Available in PDF only) |
FR | |
| 0375ANN |
|
Personal Investment Portfolio and Pivotal Solutions segregated fund codes (2022/02/16) File
Personal Investment Portfolio and Pivotal Solutions segregated fund codes. (Available in PDF only) |
FR | |
| 1112 |
|
Segregated Funds and Estate Planning File
When you invest with Equitable Life, you are entitled to features that protect your investment throughout your life, and assist in the efficient transfer of assets when you pass away. |
FR | |
| 1366 |
|
Pivotal Select Fund Facts (2023/05/29) File
Looking for more fund information, we’ve got you covered – not just at purchase, but in the years to come too. |
FR | |
| 1385 |
|
Pivotal Select Product at a Glance File
This handy overview gives you an overview of the Pivotal Select product, including the Investment Class, Estate Class and Protection Class guarantee options. |
FR | |
| 1386 |
|
Pivotal Select Estate Class Client Brochure (2022/06/06) File
Pivotal Select Estate Class is one of the guarantee options available on the Pivotal Select product. |
FR CH | |
| 1387 |
|
Pivotal Select Investment Class Client Brochure (2022/06/06) File
Pivotal Select Investment Class is a robust segregated fund offering for investors looking for growth potential and flexibility. |
FR CH | |
| 1403 |
|
Pivotal Select Contract and Information Folder File
A complete and detailed disclosure of all material facts relating to Equitable Life's Pivotal Select product. The Pivotal Select Fund Facts must accompany this item. |
FR | |
| 1404 |
|
Savings & Retirement Product Comparison Guide File
In this brochure you’ll meet five sample investors, each with their own unique investment goals and challenges. |
FR | |
| 1547 |
|
Pivotal Select Protection Class (Advisor piece) File
Pivotal Select™ Protection Class is ideal for investors who are looking for growth potential, but also want to know their principal is protected regardless of market performance. |
FR | |
| 1548 |
|
Pivotal Select Protection Class (Client brochure) File
Pivotal Select Protection Class is an enhanced segregated fund offering for investors who want the opportunity for growth, but with the added guarantee that their principal investment is fully protect |
FR CH |
If you would like to order paper copies, click here for the Savings and Retirement Supply Order Form.
| Form Number | Cover | Marketing Material Name | Available Languages | Product |
|---|---|---|---|---|
| 2023 |
|
2023 the Big Picture File
This chart shows the inferred growth of one thousand dollars invested on January 1, 1935. |
||
| 2023 |
|
2023 the Big Picture Handout File
The power of compounding and diversification. This digital handout shows the inferred growth of one thousand dollars invested on January 1, 1935. |
||
| 2052 |
|
Introducing 12 new segregated funds to Pivotal Select Investment Class (75/75) File
The new funds offer more choice and flexibility for clients in a wide range of asset classes. |
FR | |
| 2054 |
|
Introducing sustainable investment segregated funds to Pivotal Select Investment Class (75/75) File
Sustainable investments include investments that intend to apply one or more ESG (Environmental, Social and Governance) principles in their investment strategy. |
FR | |
| 1657 |
|
Accelerate Your Savings Automatic Payment Increase Option File
The Automatic Payment Increase Option is a disciplined approach to automatically increasing your pre‑authorized payments on an annual basis. |
FR | |
| 1979 |
|
Benefits of segregated funds in a TFSA File
This savings option allows you to grow your savings without ever paying tax on the growth within your account. This is different from traditional savings accounts where you are required to pay tax on the growth earned by your investment. (Available in PDF only). |
FR | |
| 1971 |
|
Fidelity Investments funds for Pivotal Select File
The newly offered Fidelity® Investments funds for Pivotal Select™ segregated funds invest in underlying mutual funds. (Available in PDF only) |
FR | |
| 1638 |
|
Equitable Life's Competitive Advantage File
Advisors are making Equitable Life their first choice for Savings and Retirement products... here’s why |
FR | |
| 1611 |
|
Grow your guarantee with resets File
You can choose to reset once a year at any time, giving you the opportunity to protect investment gains within your policy. |
FR | |
| 1675 |
|
Insights into Non-registered taxation File
When you invest in non-registered segregated funds you may receive a T3 tax slip* that reports the income that was allocated to your policy in the previous tax year. |
FR | |
| 1789 |
|
Investing for the Big Picture - Pivotal Select Segregated Funds File
See the big picture. Investing is rarely risk-free but taking the right risks can be worth it. (Available in PDF only) |
FR | |
| 1970 |
|
Personalized Ads - Benefits of segregated funds in a Tax-free Savings Account File | FR | |
| 1551 |
|
Pivotal Select Guarantee Fees File
One of the most attractive features of segregated funds is the guarantees that are embedded into the product. (Available in PDF only) |
FR | |
| 1165 |
|
Pivotal Select Investor Profile Questionnaire File
Before you invest, it is important to understand your attitude towards risk. Knowing your tolerance for risk can help you choose an appropriate portfolio. |
FR | |
| 1756 |
|
Pivotal Select Preferred Pricing File
At Equitable Life®, we know the importance of reaching your investment goals. |
FR | |
| 1885 |
|
Take emotions out of investing File
Did you ever buy something when you were happy? What about when you were sad? Emotions often impact our day-to-day life whether we realize it or not. |
FR | |
| 1618 |
|
The Equitable Life Investment Advantage File
When you invest with Equitable Life, you are entitled to features that protect your investment throughout your life, and assist in the efficient transfer of assets when you pass away. |
FR CH | |
| 1305 |
|
The Right Time To Buy And Sell File
With these current market conditions, review this example about buying your dream home to help put investing in proper prospective. (Available in PDF format only) |
FR | |
| 1514 |
|
Gradual Inheritance Strategy File
When electing this option, you are requesting that the death benefit proceeds payable at your death are used to purchase an annuity for your beneficiary(ies). |
FR | |
| 1759 |
|
Understanding Equitable Life’s Pivotal Select Preferred Pricing Program File
We know the importance of reaching your investment goals. By offering lower management fees on our Pivotal Select product, we can help you achieve your goals sooner. |
FR | |
| 1797 |
|
Understanding your Investor Profile File
Investing in fixed income and equity securities is not without risk. Financial markets can rise and fall and investment decisions revolve around the risk/return trade off you are willing to assume. |
FR |
| Form Number | Cover | Marketing Material Name | Available Languages | Product |
|---|---|---|---|---|
| 2093 |
|
Equitable Life ClearBridge Sustainable Global Infrastructure Income Fund Select File
Although an often-overlooked asset class, infrastructure assets are physical assets that provide an essential service to society. Investing in infrastructure can offer stability and diversification in a well-balanced portfolio. (Available in PDF only) |
FR | |
| 2078 |
|
Equitable Life Dynamic Global Real Estate Fund Select File
Some investors may be missing out on the benefits of real estate investments. Investing in real estate can help to diversify an investment portfolio and manage overall risk. (Available in PDF only) |
FR | |
| 2104 |
|
Equitable Life Dynamic US Monthly Income Fund Select File
As a Global Equity Balanced asset class, investors benefit from long-term capital growth through investments that include a broad range of U.S. equity and debt securities. |
FR |
| Form Number | Cover | Marketing Material Name | Available Languages | Product |
|---|---|---|---|---|
| 1058A |
|
Annual Report December 31, 2022 File
Equitable Life Segregated Funds (Available in PDF only) |
FR | |
| 1058 |
|
Semi-annual Report June 30, 2023 File
Equitable Life Segregated Funds (Available in PDF only) |
FR |